Earn 15,000 bonus miles after first purchase with the Card
Earn 2,500 bonus miles for adding an Additional Cardmember
Always Double Miles® on eligible everyday purchases and all Delta purchases
One mile for every other eligible dollar spent
No annual fee for the first year, then $95: $40 if you are a qualified American Express Cardmember
Express Approval. Get a decision in less than 60 seconds.
Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for
Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
Overview: Those who frequently book flights with Delta will benefit most from what this card has to offer. Cardholders receive SkyMiles for every purchase they make with their card, and extra miles are awarded for purchases made at Delta airlines and other select retail locations. The first purchase made with the card and/or the issuance of an additional card awards a large number of bonus miles to the cardholder. Collected miles can be redeemed for Delta flights. Miles expire after three years, unless the cardholder takes a flight with Delta during that time. In addition, the cardholder is not eligible to receive extra SkyMiles for purchases once they collect a certain number of miles in a single year. There is an annual fee for carrying this card, although it is waived during the first year, and the APR is quite high compared to many other cards.
Pro and cons of the card:
Pros:
Enrol in the rewards program at no additional cost
Earn SkyMiles for every purchase
Earn extra SkyMiles for purchases at Delta and select retailers
Earn bonus SkyMiles for the first card purchase
Earn bonus SkyMiles when you get approved for an additional card
Redeem SkyMiles for Delta flights
Miles do not expire if you fly with Delta at least once every three years
No annual fee for the first year
High spending limits
Standard American Express benefits like travel accident insurance
Cons:
Annual fee
High APR
Must use Delta at least every three years or points will expire
Limits on SkyMiles earnings
Miles can only be used for Delta flights
Excellent Credit
750-850
Good Credit
660-749
Fair Credit
620-659
Bad/Poor Credit
350-619
No Credit
0-0
Do You Know Your Credit Score? Find Out Now!
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit
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* See the online Americanexpress.com/applydeltagold4 (www.americanexpress.com/applydeltagold4) credit card application for details about terms and conditions and offers.
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Type of credit needed: Good Credit
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