CREDIT CARD APPLICATIONS from MasterCard, Visa, Discover and American Express. Apply online for credit card. We present cards with instant approval, low interest, balance transfers, credit cards for people with excellent credit, good credit, fair credit, bad credit and no credit history. Your #1 Source for Great Credit Card Offers! Homepage About Us Contact Us Privacy Policy Site Map Credit Card Articles
 
 
Capital One® Classic Platinum Credit Card
  • Enjoy Platinum benefits
  • Travel accident insurance
  • For people with limited credit
         *See Card Terms

  • Apply Online
     
     
    Capital One® Platinum Credit Card
  • Annual fee waived 1st year
  • Platinum Benefits
  • For people with limited credit
         *See Card Terms

  • Apply Online
     
     
    Barclaycard® Rewards MasterCard® - Average Credit
  • No annual fee
  • Earn Rewards Points
  • For average credit
         *See Card Terms

  • Apply Online
     
    Advertiser Disclosure


              McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
    Select a credit card by type
      Featured Credit Cards
      Cards - Excellent Credit
      Cards - Good Credit
      Cards - Fair Credit
      Cards - Bad Credit
      Cards - Limited Credit
      No Annual Fee Cards
      0% Intro APR Cards
      Low Interest Rates
      Low Fixed APR's
      No Balance Transfer Fee
      Balance Transfer Cards
      Business Credit Cards
      Student Credit Cards
      Gold Credit Cards
      Platinum Credit Cards
      Airline Miles Rewards
      Cash Back Rewards
      Credit Card Bonuses
      Gasoline Rewards
      Grocery Rewards
      Home Improvement
      Hotel Rewards
      Points Rewards
      Restaurant Rewards
      Retail Rewards
      Travel Rewards
      Secured Credit Cards
      First Time Credit Card
      Pre-Qualify For Credit
      PrePaid Debit Cards
    Credit Card offers for bad credit.
      Instant Response
      Secured Cards
      Unsecured Cards
      Guaranteed Approval
      Catalog Cards
      No Credit Check
      Checking Account
      Personal Loans
      Payday Loans
      Bad Credit Car Loans
    Select a credit card by issuer.
      American Express®
      Barclaycard®
      Capital One®
      Chase®
      Citi®
      Discover® Card
      First PREMIER® Bank
      Simmons First
      US Bank
      USAA®
      MasterCard
      Visa
    Get A Free Copy Of Your Credit Report.
      Credit Reports
      Credit Score
      3 in 1 Credit Monitoring
    Get A Free Copy Of Your Credit Report.
      Credit Card Articles
      Applying For Credit Online
      Types of Credit Cards
      Credit Card Tips
      How To Choose A Card
      Using A Credit Card Safely
     


    Which Credit Cards use Equifax?



    Equifax, along with Experian and TransUnion, is a consumer credit reporting agency. Equifax is the oldest of the three agencies, and its tasks include gathering and keeping track of credit information on over 400 million consumers all over the world. The company has been in business of keeping tabs on people's spending since 1899. It may sound like Big Brother but the fact is, that credit bureaus like Equifax hold the golden ticket to your financial future. A decent credit rating from a company is an open door to all the important financial milestones. Purchasing a home, a car, starting a business... all of these life steps are worlds easier when you have a credit organization like Equifax behind you. The bottom line is, judicious use of credit cards can go a long way toward improving your credit score and Equifax will track that for you.

    You may or may not know that different cards report their records to different credit bureaus. Each of the three bureaus has a different means of determining your credit rating, and for this reason, you may have a better score from one or another of the bureaus. One of the most important parts of managing your credit is keeping on top of your rating. Knowing which bureaus your card or cards report to is a first step.

    Almost all of the major credit card companies report to Equifax, including American Express, Discover, Chase, Citibank and Credit One. One thing to be sure to watch for, if you are interested in keeping your credit rating as high as possible (and, who isn't?), is cards that fail to report your credit limit to Equifax. Part of what determines your credit rating is how much of your available credit you use each month. Cards that neglect to provide this information to Equifax or any of the other bureaus can greatly harm your credit rating. If you spend one to two hundred dollars out of an available credit limit of five thousand, your credit rating will rise. However, if the credit card company doesn't provide the information of your five thousand dollar limit, your credit report shows that you have spent one to two hundred dollars over your non-existent limit. This always results in a negative rating.

    Credit ratings and the credit industry in general can be tricky to understand and manage, but keeping up with your cards and how they can help you is worth the trouble. Equifax is an excellent company with a long history of responsible reporting.

    About the Author:
    Paul Basco Provides Expert opinions and reviews to help you Compare and Apply for a Credit Card Offers online. At GettintingaCreditCard.com, we offer no annual fee credit cards, low apr credit cards, fair credit credit cards and much more.

    This article may be reprinted in accordance with the GettingaCreditCard.com Reprint Requirements




    Information in these articles is brought to you by www.GettingACreditCard.com. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.



        Terms Of Use | Privacy Policy | Contact Us | Site Map | Credit Cards Canada

        © 2006-2014 GettingACreditCard.com, All Rights Reserved. - Site Map