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    What Type of Credit Cards does Sam's Club Accept?



    If you have ever found yourself in need of a 5-gallon drum of mayonnaise, a new television, or a free lunch made up entirely of delicious food samples, chances are you've made your way to a Sam's Club. Sam's is the second largest chain of retail warehouse membership clubs in the United States. With over 47 million members nationwide, Sam's is second only to Costco Wholesale. Sam's Club is owned and operated by Wal-Mart Stores, Inc., and is even named after Sam Walton, founder of Wal-Mart.

    The store is a warehouse in the truest sense of the word. Not only can you buy everyday products in bulk, but you can also fill up the tank, get your eyes checked at Sam's Club Optical, and fill your prescriptions; all for a yearly membership fee of $40 ($35 for a business membership).

    There is a slight drawback, however. "What type of credit card does Sam's Club accept?" doesn't seem like a question you'd normally have to ask, but the answer to it might surprise you. For customers holding any American Express or Visa-based credit card, you won't be able to take advantage of the rewards on your card at Sam's. Sam's clubs in-store locations only accept Discover, Wal-Mart, or Sam's Club credit cards, and, very recently, MasterCard. Personal checks, cash, and both MasterCard and visa-based debit cards are acceptable means of payment at in-store locations; but none of these are helpful if you want to use your Capital One Venture Rewards card to rack up the mileage from your $300 shopping trip for your upcoming Tahitian vacation.

    Getting a credit card with Discover or MasterCard simply for the purpose of being able to use it at Sam's Club seems like an unnecessarily big step, but if you shop at Sam's often, you might consider doing just that. Or perhaps it might not be a bad idea to apply for a credit card from Wal-Mart or the Sam's Club Discover Card. If neither of these options work for you, or you are looking for a card with different rewards such as travel miles, or 0% balance transfer, there is one last option.

    The online store, samsclub.com, allows purchases from any credit card. Order online and garner miles left and right. Or, if you prefer shopping at an actual store (if for no other reason than the free food samples) you can purchase Sam's Club Gift Cards online with whatever credit card you choose and use the gift card to pay for your in-store purchases.

    About the Author:
    Paul Basco Provides Expert opinions and reviews to help you Compare and Apply for a Credit Card Offers online. At GettintingaCreditCard.com, we offer prepaid debit cards, low apr credit cards, limited credit credit cards and much more.

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