Anne Geddes Platinum Visa®

Card issued by FIA Card Services, NA No annual fee 1.9% Introductory APR on purchases, balance transfers, and cash advance checks for your first 6 billing cycles† Earn points with every net retail purchase Help children in need and earn Anne Geddes Rewards with every purchase - at no additional cost to you Mini Card available CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 1.9%* 6 months * P + 7.99%* None* Yes* Good Credit*

Review: Anne Geddes Platinum Visa®

Type of credit needed: Good Credit

Type of card: Regular/Charitable Causes

Issued by: FIA Card Services, NA

Overview: The Anne Geddes Platinum Visa allows cardholders to support child welfare and participate in an attractive rewards program. For each purchase made with the card, a donation is made to the Anne Geddes Philanthropic Trust, which strives to prevent child neglect and abuse. There is no additional cost for the cardholder. Points are accumulated when the card is used for purchases, and they are redeemable for a variety of Anne Geddes products. They can also be donated to the Anne Geddes Philanthropic Trust. Bonus points are awarded for the first card purchase and for each year the account stays active. There are no point limits, but points expire if the account is inactive for a set period of time. No annual fee, a great introductory APR, a reasonable APR after the introductory term for those with good credit, and benefits like purchase protection are also features of this card

Pro and cons of the card:

Pros:

• No annual fee
• Low introductory APR
• Low APR after introductory term with good credit
• A donation to the Anne Geddes Philanthropic Trust is made for each card purchase
• Donations do not result in additional costs for the cardholder
• Earn points for every purchase
• Bonus points for first purchase
• Bonus points for each year the account remains active
• No point limits
• Points do not expire if account is active
• Redeem points for Anne Geddes products or donate them
• Benefits like purchase protection are included

Cons:

• Points expire if account is inactive for a certain period of time
• Points can only be redeemed towards Anne Geddes products and causes

Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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* See the online Annegeddesvisa.com (www.annegeddesvisa.com) credit card application for details about terms and conditions and offers.