CREDIT CARD APPLICATIONS from MasterCard, Visa, Discover and American Express. Apply online for credit card. We present cards with instant approval, low interest, balance transfers, credit cards for people with excellent credit, good credit, fair credit, bad credit and no credit history.

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Orchard Bank® Classic MasterCards
	Easy Approval Process Competitive APR's Less than perfect credit See Card Terms


Capital One® Platinum Credit Card
	Annual fee waived 1st year Platinum Benefits For people with limited credit See Card Terms


Credit One Bank - Visa® Platinum Card
	Pre-Qualify for a Visa card Won't affect your credit score For poor to fair credit See Card Terms

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Credit One Bank - Visa® Platinum Card

Pre-Qualify for a Visa credit card without affecting your credit score
Get a starting credit line up to $1,500
No enrollment and no over the credit limit fees
Choose your card design from our premium gallery
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	23.90%*	See Website*	N/A*	Bad/Fair Credit*

VISA® Platinum from Credit One Bank

Get Pre-Qualified in less than a minute
Includes online access to your monthly Credit Score
Platinum Status
Automatic credit line increase reviews
Pick your own payment due date
Monthly updates to all major credit bureaus
Travel Accident Insurance
Auto Rental Collision Damage Waiver
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	23.90%*	See Website*	N/A*	Bad/Fair Credit*

Blue Cash Everyday(SM) Card from American Express®

Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	0% on Purchases for 12 months*	17.24%-22.24% Variable*	None*	Yes*	Excellent Credit*

Blue Sky from American Express®

7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
No annual fee.
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel-anytime.
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program(R): big deals on big brands, all the time.
Get a decision in as little as 60 seconds.
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	0% on Purchases for 12 months*	17.24%-22.24% Variable*	None*	Yes*	Excellent Credit*

Chase Freedom® Visa

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	15 months on balance transfers*	12.99%-22.99% Variable*	None*	Yes*	Excellent Credit*

Chase Freedom® MasterCard

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	15 months on Balance Transfers*	12.99%-22.99% Variable*	None*	Yes*	Excellent Credit*

Chase Sapphire(SM) Card

Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
Points never expire and there are no limits on how many points you can earn
Redeem points for travel, gift cards, merchandise, cash back and more
Direct access to expert service advisors anytime
No annual fee!
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	15.24% Variable*	None*	No*	Excellent Credit*

Slate® from Chase - No Balance Transfer Fee

No Balance Transfer Fee!*
0% Intro APR for 15 months on purchases and balance transfers
Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
Avoid interest on everyday purchases
Pay down your balance faster
Zero liability on unauthorized purchases*
No Annual Fee*
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	15 Months*	11.99%-21.99% Variable*	None*	Yes*	Excellent Credit*

Discover® More Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
CLICK HERE TO APPLY ONLINE

*Click apply to view rates, fees, rewards, limitations and other important information

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	15 months on Purchases & 15 months on Balance Transfers*	10.99%-20.99% Variable*	None*	Yes*	Excellent Credit*

Starwood Preferred Guest® Credit Card from American Express

Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
2011 SmarterTravel® Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	15.24%-19.24 Variable*	$0 intro for first year; $65 after that*	Yes*	Excellent Credit*

Excellent Credit	750-850
Good Credit	660-749
Fair Credit	620-659
Bad/Poor Credit	350-619
No Credit	0-0
Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better
2. Most lenders base approval on your credit score.
3. Higher Scores mean lower payments and better deals.
4. Higher Scores mean Lower interest rates.
5. Scores are determined by 5 main categories:

Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit

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* See the online Mycpvisa.com (www.my cp visa.com) credit card application for details about terms and conditions and offers.