Earn 16,000 points after qualifying purchases are made* - enough for two free nights at over 1,000 Choice Privileges locations.
Use your points toward free nights at Choice Privileges locations worldwide
Earn up to 15 points for every dollar spent at Choice Privileges locations throughout the U.S., Canada, Ireland, & Mexico, including
Comfort Inn®, Comfort Suites®, Quality Inn®, Sleep Inn®, Clarion®, Cambria Suites™, MainStay Suites® or Suburban Extended Stay Hotel®
Overview: The Choice Privileges Visa Platinum card features no annual fee, a low introductory APR, and includes standard perks like purchase protection and emergency assistance. Cardholders can enroll in the rewards program at no extra cost, and points are earned for every purchase made with the card. Extra points are awarded for purchases made at Choice Privileges locations in North America. They include Comfort Suites, Clarion, and Sleep Inn. A generous number of bonus points are awarded to new cardholders who reach certain spending levels on their card within a limited timeframe. Points can be redeemed for a variety of rewards, including flights, gift cards, and hotel stays. Cardholders may also donate their points to support UNICEF and the Armed Forces Relief Fund. Although there are no yearly limits on points, they expire fairly quickly, which is a definite drawback of this card.
Pro and cons of the card:
Pros:
No annual fee
Low introductory APR
Perks like emergency assistance are included
Enroll in the rewards program at no additional cost
Earn points for every purchase
Earn extra points for purchases made at Choice Privileges locations
Bonus points for new cardholders who reach certain spending levels
Redeem points for a variety of rewards, including flights and hotel stays
Points can be donated to support charitable causes
No yearly point limits
Cons:
Points expire fairly quickly
Must stay at Choice Privileges locations to earn extra points
Excellent Credit
750-850
Good Credit
660-749
Fair Credit
620-659
Bad/Poor Credit
350-619
No Credit
0-0
Do You Know Your Credit Score? Find Out Now!
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit
Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.
* See the online Mycpvisa.com (www.my cp visa.com) credit card application for details about terms and conditions and offers.
.gif)
Type of credit needed: Good Credit
Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.