Hawaiian Airlines Visa® Platinum

Card issued by FIA Card Services, NA 10,000 bonus miles after first purchase 2,000 anniversary bonus HawaiianMiles when you renew your card each year 1 HawaiianMile for every dollar spent in net retail purchases 2 HawaiianMiles for every dollar spent on tickets purchased directly from Hawaiian Airlines up to 100,000 miles per calendar year ShareMiles between friends and family Earn up to 100,000 miles per calendar year $50 annual fee CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 1.9%* 6 months * P + 6.99%* $50* Yes* Good Credit*

Review: Hawaiian Airlines Visa® Platinum

Type of credit needed: Good Credit

Type of card: Airline/Travel Rewards

Issued by: FIA Card Services, NA

Overview: This card is designed specifically for those who frequently travel with Hawaiian Airlines. Miles that can be redeemed towards flights with the airline are earned by making purchases with the card. Extra miles are awarded when Hawaiian Airlines tickets are purchased. Bonus miles are awarded for the first eligible purchase, and for every year that the account remains open. In addition, cardholders qualify for a 50% discount on a second ticket when they purchase one at regular price. There are limits on the number of points that can be earned each year, but points do not expire if the account is active. A low introductory APR is offered, and standard benefits like emergency assistance services and fraud protection are included. There is an annual fee for carrying the Hawaiian Airlines Visa Platinum credit card.

Pro and cons of the card:

Pros:

• Earn miles by making purchases with the card
• Earn extra miles for ticket purchases at Hawaiian Airlines
• Bonus miles for the first eligible purchase
• Bonus miles awarded each year the account remains open
• Qualify for a 50% discount on companion tickets
• Redeem points for Hawaiian Airlines flights
• Points do not expire on active accounts
• Low introductory APR
• Benefits like fraud protection are included

Cons:

• Annual fee
• Point limits
• Must travel with Hawaiian Airlines to get the most from the card

Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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* See the online Hawaiianairlinesvisa.com (www.hawaiian airlines visa.com) credit card application for details about terms and conditions and offers.