Make-A-Wish® Platinum Visa®

Card issued by FIA Card Services, NA No annual fee No fees for balance transfers A contribution will be made to your local Make-A-Wish® chapter every time you make a purchase with your new Make-A-Wish® Visa card. Mini Card available CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 1.9%* 6 months * P + 7.99%* None* Yes* Good Credit*

Review: Make-A-Wish® Platinum Visa®

Type of credit needed: Good Credit

Type of card: Regular/Charitable Causes

Issued by: FIA Card Services, NA

Overview: This card is for those who would like to support the Make-A-Wish Foundation, a charitable organization that strives to grant wishes to children with serious illnesses. For every purchase made with the card, a small donation is made to the charity at no additional cost to the cardholder. There is no reward or rebate program included with this card. There is no annual fee for the Make-A-Wish Platinum Visa card, and the introductory interest rate is very reasonable. After the introductory term, however, the APR for balance transfers and purchases is quite high. This card features high spending limits, and offers cardholder benefits like online account access and purchase replacement. In addition, cardholders are eligible to receive discounts at select retail locations when they use their card.

Pro and cons of the card:

Pros:

• No annual fee
• Low introductory interest rate
• A donation is made to Make-A-Wish for every card purchase
• High spending limits
• Discounts at participating retail locations
• Benefits like purchase replacement are included

Cons:

• No reward or rebate program
• APR after introductory term is quite high

Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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* See the online Mywishvisa.com (www.my wish visa.com) credit card application for details about terms and conditions and offers.