A charity rewards credit card aims to have the same features of a traditional credit card, while also providing benefits to the charity such as a small donation being made upon each purchase and giving the card holder rewards that he or she may redeem. The donation is worked out as a percentage of your purchase, and is donated by the company that issues the card.
Points are automatically redeemed monthly to help fund community-based renewable energy projects across the United States*
Earn 1 EarthSmart™ point for every $1 spent in net retail purchases*
Earn 50% more points with a match by Bank of America through December 2008*
Earn 1,000 bonus points, which will fund an estimated 1 ton of carbon offsets after your first transaction to offset the creation and delivery of your credit card*
Earn 1,000 bonus points, which will fund an estimated 1 ton of carbon offsets for electing paperless statements
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit
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Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.