Chase Flexible Rewards(SM) Platinum Visa® Card

Earn 1 point for every dollar spent* Earn airline tickets, hotel stays or car rentals. 0% introductory APR* for up to 12 months The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history No annual fee CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 12 Months* As low as Prime + 5.99%* None* Yes* Good Credit*

Review: Flexible Rewards(SM) Platinum Visa® card

Type of credit needed: Good Credit

Type of card: Rewards

Issued by: Chase

Overview: The Flexible Rewards Platinum Visa Card features a rewards program that allows cardholders to accumulate points for all purchases. Collected points can be redeemed for a variety of rewards, including travel, car rentals, merchandise, and more. Although there are no expiration dates for points, there are limits on the number of points that may be earned each year and also during each billing cycle. This rewards program does not offer any opportunity to earn bonus points. There is no annual fee for this card, and a great introductory APR for purchases and balance transfers is offered. The APR after the introductory term is variable, but those with good credit can expect to receive a competitive rate. Standard cardholder benefits like online account access and protection against fraudulent transactions are also included with this card.

Pro and cons of the card:

Pros:

• Earn points for all purchases
• Redeem points for travel, car rentals, and more
• No expiration dates for points
• No annual fee
• Great introductory APR for purchases and balance transfers
• Reasonable APR after introductory term with good credit
• Benefits like online account access are included

Cons:

• Limits on point earnings
• No opportunity to earn bonus points
• Variable APR depending on credit history

Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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