Chase Travel Plus Platinum Visa® Card

Earn 2 miles per $1 on all travel purchases such as airline tickets, car rentals and hotels* Earn 1 mile per $1 on all other purchases* Annual program fee is waived the first year Redeem for a variety of rewards including: airline tickets, hotels, cruises, cash and gift cards Enjoy a Intro 0% Fixed APR for up to 12 months and start saving today CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 12 Months* Prime + 5.99%* None* Yes* Good Credit*

Review: Chase Travel Plus Platinum Visa® Card

Type of credit needed: Good Credit

Type of card: Rewards/Travel

Issued by: Chase

Overview: Those who frequently make travel-related purchases will benefit most from the rewards program included with this card. Although there is no annual fee for carrying the Chase Travel Plus Platinum Visa Card, there is a yearly fee to participate in the rewards program. Cardholders earn miles for all card purchases, and extra miles are awarded for travel-related purchases. Miles can be redeemed towards flights, gift certificates, and more. There are no blackout dates or seating restrictions for flights. Points do not expire, and there are no limits on point earnings. There is a great introductory APR for purchases and balance transfers, but the rates after the introductory term are quite high, so this card is not ideal for those who carry a balance. Platinum benefits like personal concierge service and travel accident insurance are also included with the Chase Travel Plus Platinum Visa Card.

Pro and cons of the card:

Pros:

• No annual fee for carrying the card
• Earn miles for all purchases
• Earn bonus miles for travel-related purchases
• Redeem miles for flights, gift cards, and more
• No blackout dates or seating restrictions for flights
• Miles do not expire
• No limits on mile earnings
• Low introductory APR for purchases and balance transfers
• Platinum benefits like personal concierge service are included

Cons:

• Yearly fee for the rewards program
• High APR after introductory term expires

Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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