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    Citi® Credit Cards

    Citi® Credit Cards


     Below is a list of credit card offers from Citi®. You may apply online for these credit card offers from citicards.com. Safe, secure online credit card applications.

    Citi® Platinum Select® MasterCard®


    • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
    • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
    • No annual fee
    • Secure, free online account management
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    18 months on balance transfers and 18 months on purchases*
    11.99%-21.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Platinum Select® Visa®


    • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
    • $0 Liability on unauthorized purchases
    • Citi® Identity Theft Solutions
    • Secure, free online account management
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    18 months on balance transfers and 18 months on purchases*
    11.99%-21.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Diamond Preferred® Card


    • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
    • Citi® Identity Theft Solutions
    • $0 liability on unauthorized purchases
    • Secure, free online account management
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    18 months on balance transfers and 18 months on purchases*
    11.99%-21.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back


    • $100 cash back after $500 in purchases within the first 3 months of account opening
    • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
    • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
    • Full 1% cash back on all other purchases and eligible cash advances
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers and purchases*
    12.99-22.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back


    • $200 cash back after $500 in purchases within the first 3 months of account opening
    • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment
    • Full 1% cash back on eligible purchases and cash advances
    • No Annual Fee*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.99% - 22.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Simplicity Card


    • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
    • Peace of mind through direct access to a service representative, no late fees and no penalty rate
    • No annual fee*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    18 months on balance transfers and purchases*
    12.99 - 21.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi Forward® Card


    • Credit Needed: Excellent
    • $100 in gift cards - When you redeem the 10,000 bonus ThankYou Points recieved after you make $650 in purchases and sign up for paperless statements within the first 3 months
    • 0% intro APR for 12 months on balance transfers and 7 months on purchases. After that, 12.99%-22.99% variable
    • 5 points for every $1 spend at resturants and on books, movies, and music.
    • No Annual Fee
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers and 7 months on purchases*
    12.99%-22.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi ThankYou(SM) Preferred Card


    • $100 gift card - When you redeem the 10,000 bonus ThankYou Points recieved after $500 in purchases within 3 months of account opening
    • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that the APR will be 12.99%-22.99% based on creditworthiness*
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • No annual Fee*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers and purchases*
    12.99-22.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi ThankYou(SM) Premier Card


    • $300 gift card - Redeem 30,000 bonus ThankYou® Points after $1,500 in purchases within 3 months of account opening
    • 1 ThankYou® point for every dollar you spend on purchases
    • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
    • No foreign transaction fees on purchases*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.99-21.99% (Variable)*
    $125 waived for the first year*
    Yes*
    Excellent Credit*


    Citi® Hilton HHonors™ Visa Signature® Card


    • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.24 (Variable)*
    None*
    N/A*
    Excellent Credit*


    Citi® Dividend Platinum Select® Card for College Students


    • No cosigner required
    • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores and utilities (including cable) for 6 months; 1% thereafter
    • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
    • Earn a full 1% cash back on all other purchases*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    0% Intro APR on purchases for 7 months*
    13.99%-21.99% (Variable)*
    None*
    Yes*
    Excellent - Good Credit*


    Citi Forward® Card for College Students


    • No cosigner required
    • APR reduction on purchases when using credit wisely
    • 100 ThankYou Points® each billing period that you pay on time and stay under your credit line
    • Earn up to 1,000 bonus points after you sign up for paperless statements within the first 3 months of account opening
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    0% Intro APR for 7 months on purchases*
    13.99%-22.99% (Variable)*
    None*
    Yes*
    Excellent - Good Credit*


    CitiBusiness® World Card


    • Designed for businesses with an established credit history
    • $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
    • 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
    • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    6 Months on purchases*
    13.24% (Variable)*
    None*
    Yes*
    Excellent Credit*


    AT&T Universal Business Rewards Card


    • Designed for businesses with an established credit history
    • 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
    • Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
    • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
    • No Annual Fee*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    6 months on purchases*
    14.24% (Variable)*
    None*
    Yes*
    Excellent Credit*




    FICO Credit Scores
    Excellent Credit 750-850
    Good Credit 660-749
    Fair Credit 620-659
    Bad/Poor Credit 350-619
    No Credit 0-0
    Do You Know Your Credit Score? Find Out Now!

    Get Your Triple Credit Score
    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
    your credit score will determine whether you will be approved for a credit card.
    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

     

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