FEATURED CREDIT CARDS

Milestone Gold MasterCard®

Milestone Gold MasterCard®
  • Quick & easy application
  • Pre-qualification available
  • All credit types considered
    *See Card Terms

Capital One® Platinum Credit Card

Capital One® Platinum Credit Card
  • Pay no annual fee
  • Platinum Benefits
  • For people with limited credit
    *See Card Terms

CreditSoup® Best Credit Cards

Indigo® Platinum MasterCard®
  • Low Interest Credit Cards
  • Rewards Credit Cards
  • Balance Transfer Cards
    *See Card Terms

Credit Card Questions : Articles and Questions on Credit Cards

Credit Cards: Cash Advance Option

  How Using Your Credit Card's Cash Advance Option Can Cripple Your Credit
  The True Cost of Cash Advance
  When to Use the Credit Card Cash Advance

ID Theft and Lost or Stolen Credit Cards

  What To Do When Your Credit Card Is Lost Or Stolen
  What to do if your Credit Card is Lost or Stolen in a Foreign Country
  Protecting Your Credit Card Number From ID Theft Online

PrePaid Debit and Credit Cards

  Uncovering the Mysteries of Prepaid Credit Cards
  The Differences between Debit and Credit Cards

Gasoline Credit Cards

  Are the Gas Cards Really Worth It?

Airline Credit Cards

  Are Frequent Flier Credit Cards Really Worth It?

Business Credit Cards

  Which Business Card Accepts EIN Only?
  Which Business Credit Card has no Personal Guarantee?
  Which Business Credit Card only Pulls Transunion?

Credit Cards: Questions and Anwsers

  What is Considered Excellent Credit?
  What is a Credit Card?
  What is a Co-Applicant Credit Card?
  Which Credit Card Companies Use Equifax Only?
  Which Credit Card is Best for Me?
  Which Credit Card is Best for Travel?
  Which Credit Card is Best for Travel Rewards?
  Which Credit Card should I Get?
  Which Credit Cards use Equifax?
  Which Credit Card is Better Visa or MasterCard?
  Which Credit Card is Good?
  Which Credit Card is Good for Me?
  Which credit card is good to build credit?
  Which Credit Card is Better?
  Which Credit Card is Good to Have?
  What Type of Credit Cards does Sam's Club Accept?
  Which Credit Cards Does Costco Accept?
  Which Credit Cards Offer Car Rental Insurance?
  Which Credit Card Gives the Best Exchange Rate?
  Can you Close a Credit Card that has a Balance?
  How Many Credit Cards does the Average American Have?
  Which Credit Cards have no Foreign Transaction Fees?
  What are Pre-Approved Credit Card offers?
  Store Credit Cards - Good or Bad?
  What Is a Sort Code on a Credit Card?
  Are Personalized Credit Cards the new Fad?
  What happens to my credit card debt if I die?
  Are some credit cards better for families than others?
  Are some credit cards better for singles than others?
  Finding the Perfect Match: Which Credit Card is Meant For You?

Credit Cards: Helpful Information

  The History of Credit Cards
  New Credit Card Laws - What it Means for You
  Credit Card Requirements for Getting Approved
  How to Cancel a Credit Card the Right Way
  Reasons Your Credit Card Application was Denied
  How to Apply for a Credit Card - Do's and Don'ts
  Trimming the Fat: Keep Two Credit Cards and Cancel the Rest
  How to Prevent Employee Credit Card Abuse
  Sneaky Credit Card Company Tactics and How to Avoid Them
  Risks vs. Rewards of "Introductory" Credit Card Offers
  Reward Card Red Flags
  7 Ways to Avoid Runaway Credit Card Debt
  Get Your Credit Card Company To Waive A Late Fee
  How Having Multiple Credit Cards Hurts your Credit Score
  Negotiate A Better Interest Rate From Your Credit Card Company
  The Importance Of A Good Credit Score When Applying For A New Credit Card
  The Top 10 Ways That People Get Into Financial Trouble With Credit Cards
  10 Dangerous Myths about Credit Cards
  Common Practice of Very Responsible Credit Card Users
  How to Sign up for a Credit Card
  Getting a Better Interest Rate for your credit card
  Lies Credit Card Companies Tell
  Top 10 Rewards of having a credit card

Credit Cards: College Students

  Common Mistakes that College Students Make with Credit Cards

Secured Credit Cards

  What is a Secured Credit Card?
  Can Secured Credit Cards Rebuild Your Credit?
  Can I Convert a Secured Card to Unsecured?
  Things to Know before you Get a Secured Credit Card
  Secured vs. Unsecured Credit Cards
  Does a Secured Credit Card Report to the Credit Bureau?

Credit Cards: Bad Credit

  Getting A Credit Card After Bankruptcy
  Credit Card Options for those with Horrible Credit
  Using Credit Cards To Build Your Credit Score
  Building Your Credit From No Credit or Bad Credit

Credit Score: The Facts

  Which Credit Report is Best?
  How Your Credit Score is Calculated
  How to Improve Your Credit Score
  What is a Good Credit Score?

Personal Loans

  Getting Personal Loans with Bad Credit




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FICO Credit Scores

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

Credit Score Facts

  1. Credit Scores range from 300-850, the higher the better.
  2. Most lenders base approval on your credit score.
  3. Higher Scores mean lower payments and better deals.
  4. Higher Scores mean Lower interest rates.
  5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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Offers from Our Partners:

The card offers that appear on this site are from companies from which www.Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.