Discover® More® Card - Clear

0% intro APR on purchases and balance transfers for 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 6 months on Balance Transfers* 11.99% - 20.99% Variable* None* Yes* Excellent Credit*

Review: Discover® More® Card - Clear

Type of credit needed: Good Credit

Type of card: Rebate

Issued by: Discover®

Overview: The Discover® More® Card – Clear allows cardholders to earn rebates on all card purchases. Purchases at gas stations, restaurants, and other select locations qualify for the highest rebate, while purchases at discount stores and warehouse clubs qualify for the lowest. The rebate earned for all other purchases varies. Meeting minimum spending levels will result in the highest rebate being awarded for general purchases. There are no rebate limits, and rebates never expire on active accounts. Rebates may be claimed once a minimum amount is earned. There is no annual fee for this card, and a low introductory APR for purchases and balance transfers is offered. The APR after the introductory term expires varies depending on the cardholder’s credit history, but is reasonable for those with good credit. This card features high spending limits and includes benefits like auto rental insurance. Cardholders also qualify for discounts at select retail locations.

Pro and cons of the card:

Pros:

• Earn rebates on all purchases
• Earn bonus rebates for purchases made at restaurants and other select locations
• No rebate limits
• Rebates do not expire on active accounts
• No annual fee
• Low introductory APR for purchases and balance transfers
• Low APR after introductory term with good credit
• High spending limits
• Benefits like auto rental insurance are included
• Receive discounts on purchases made at select retail locations

Cons:

• Must meet set spending levels to qualify for the maximum rebate
• Rebates can only be redeemed in increments
• Variable APR depending on credit history
• Method used to calculate finance charges means this card is not ideal for those who carry a balance
• Late payment and over the limit fees
• Fees for balance transfers and cash advances

*This content is not provided or commissioned by Discover® Card. Opinions expressed here are author’s alone, not those of Discover® Card, and have not been reviewed, approved or otherwise endorsed by Discover® Card. This site may be compensated through Discover® Card Affiliate Program.

Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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