Discover® More® Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* full 6 months on Purchases & full 15 months on Balance Transfers* 11.99% - 20.99% Variable* None* Yes* Excellent Credit*

Review: Discover® More® Card

Type of credit needed: Good Credit

Type of card: Rebate

Issued by: Discover®

Overview: The Discover® More® Card features high spending limits, no annual fee, an attractive introductory APR for purchases and balance transfers, and a reasonable APR after the introductory term with good credit. Cardholders earn rebates on all purchases, and bonus rebates are awarded for purchases made at movie theatres and other select locations. The rebate for other purchases varies. A certain amount must be spent on the card for the highest rebate to be awarded. There are no rebate limits, and rebates do not expire on active accounts. Bonus rebates are awarded when collected rebates are redeemed towards gift certificates for select retail locations. Because of the method used to calculate finance changes, this card is not ideal for those who carry a balance. Cardholders will qualify for discounts at select retail locations and receive benefits like online account access and protection against fraudulent purchases.

Pro and cons of the card:

Pros:

• High spending limits
• No annual fee
• Low introductory APR for purchases and balance transfers
• Reasonable APR after introductory term with good credit
• Earn rebates on all purchases
• Bonus rebates for purchases made at movie theatres and other select locations
• No rebate limits
• Rebates do not expire on active accounts
• Earn bonus rebates when rebates are redeemed for gift certificates at select locations
• Receive discounts at select retail locations
• Benefits like online account access are included

Cons:

• Must meet set spending levels to qualify for maximum rebate
• Variable APR depending on credit history
• Method used to calculate finance charges means this card is not ideal for those who carry a balance
• Late payment and over the limit fees
• Fees for balance transfers and cash advances

*This content is not provided or commissioned by Discover® Card. Opinions expressed here are author’s alone, not those of Discover® Card, and have not been reviewed, approved or otherwise endorsed by Discover® Card. This site may be compensated through Discover® Card Affiliate Program.

Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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