Discover® Cards

Discover® More® Card - Clear

0% intro APR on purchases and balance transfers for 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 6 months on Balance Transfers* 11.99% - 20.99% Variable* None* Yes* Excellent Credit*

Discover® More® Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* full 6 months on Purchases & full 15 months on Balance Transfers* 11.99% - 20.99% Variable* None* Yes* Excellent Credit*

Discover® Open Road® Card

2% Cashback Bonus automatically at any gas station and any restaurant 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 6 months on Balance Transfers* 11.99% - 20.99% Variable* None* Yes* Excellent Credit*

Discover® Motiva(SM) Card

Cash rewards for your good credit management Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR 3.99% intro APR on purchases for a full 12 months , then the Regular APR CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 3.99%* a full 12 months on Purchases & a full 15 months on Balance Transfers 11.99% - 20.99% Variable* None* Yes* Excellent Credit*

Miles by Discover® Card

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year Double Miles on your first $3,000 in travel and restaurant purchases each year Double Miles through our exclusive online shopping site One Mile for every dollar on all other purchases Flexible redemption options for travel, gift cards, or cash 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 6 months on Balance Transfers* 10.99% - 16.99% Variable* None* Yes* Excellent Credit*

Escape by Discover® Card

25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months Unlimited Double Miles on all purchases An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover Flexible redemption options for travel, gift cards, or cash Enhanced travel benefits 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & Balance Transfers* 10.99% - 16.99% Variable* $60.00* Yes* Excellent Credit*

Discover® Student Card

Make your money worth MoreSM* Unlimited cash rewards, automatically 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Customer Service in less than a minute, anytime you want CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* As low as 13.99%-20.99%(V)* None* N/A* Good Credit*

Discover® Student Card - Clear

Make your money worth MoreSM* Unlimited cash rewards, automatically 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Customer Service in less than a minute, anytime you want CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* As low as 13.99%-20.99%(V)* None* N/A* Good Credit*

Discover® Student Card - Tropical Beach

Make your money worth MoreSM* Unlimited cash rewards, automatically 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Customer Service in less than a minute, anytime you want CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* As low as 13.99%-20.99%(V)* None* N/A* Good Credit*

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Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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