Overview: Those who frequently travel with Alaska Airlines or Horizon Air will benefit most from what the Alaska Airlines Visa Signature card has to offer. Cardholders collect miles by making purchases with their card, and they can be redeemed at a number of airlines towards flights. Extra miles are awarded for ticket purchases made at Alaska Airlines and Horizon Air, for purchases of certain vacation packages, and for purchases made at select restaurants. Bonus miles are awarded when the card is approved. Submitting the application online also results in bonus miles. A certificate that can be redeemed towards a companion ticket is issued upon card approval and every year thereafter, provided the account remains open. There are no point limits, and points do not expire if the account is active. Standard card benefits like online account access and purchase protection are included. There is a high annual fee for the card, and no introductory APR is offered.
Pro and cons of the card:
Pros:
Earn miles by making purchases with the card
Earn extra miles for ticket purchases at Alaska Airlines and Horizon Air
Earn extra miles for purchasing select vacation packages
Earn extra miles for purchases made at select restaurants
Bonus miles are awarded upon card approval
Bonus miles for submitting an online application
Redeem miles towards flights with select airlines
Gift certificates for flights issued upon card approval
Gift certificates for flights issued each year the account remains open
Free board room passes issued upon card approval
No yearly point limits
Points do not expire on active accounts
No pre-set spending limit
Benefits like online account access are included
Cons:
High annual fee
No introductory APR
Excellent Credit
750-850
Good Credit
660-749
Fair Credit
620-659
Bad/Poor Credit
350-619
No Credit
0-0
Do You Know Your Credit Score? Find Out Now!
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit
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* See the online Myalaskaairvisa.com (www.myalaskaairvisa.com) credit card application for details about terms and conditions and offers.