Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.
Review: Starwood Preferred Guest® Credit Card from American Express®
Type of credit needed: Excellent Credit
Type of card: Hotel, Air, & Travel Rewards
Issued by: American Express™
Overview: The Starwood Preferred Guest Credit Card from American Express will primarily benefit those who regularly stay in Starwood hotels. The rewards program for this card allows cardholders to earn points on every purchase, and extra points are awarded for purchases made at Starwood hotels and stores. In addition, those enrolled in the Starwood Preferred Guest program can earn additional points. Bonus points are also awarded for the first card purchase and when certain spending levels are reached within a specific timeframe. A great thing about this rewards program is that points can be used for a variety of travel-related purchases, including airline tickets and hotel rooms. Points are also accepted by numerous frequent flyer programs. There is an annual fee for this card, although it is waived during the first year, and the APR is quite high after the introductory term expires.
Pro and cons of the card:
Pros:
Earn points for every purchase
Earn extra points for purchases made at Starwood hotels and stores
Earn extra points for purchases made through the Starwood Preferred Guest program
Bonus points for first purchase
Bonus points for reaching certain spending levels
Points can be used for various travel-related purchases
Many airlines allow points to be redeemed for tickets
No blackout dates for airline tickets
Points do not expire if account is active
No annual fee for the first year
Low introductory APR
High spending limits
Standard benefits like online account access
Cons:
High APR after introductory term expires
Annual fee
Points expire if the account is inactive for one year
*This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Excellent Credit
750-850
Good Credit
660-749
Fair Credit
620-659
Bad/Poor Credit
350-619
No Credit
0-0
Do You Know Your Credit Score? Find Out Now!
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit
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* See the online Americanexpress.com/starwood (www.americanexpress.com/starwood) credit card application for details about terms and conditions and offers.
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Type of credit needed: Excellent Credit
Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.