FEATURED CREDIT CARDS

Capital One® Card Finder Tool

Capital One® Card Finder Tool
  • Find card offers
  • It's fast, secure, and easy
  • For all types of credit
    *See Card Terms

Capital One® Platinum Credit Card

Capital One® Platinum Credit Card
  • Pay no annual fee
  • Platinum Benefits
  • For people with limited credit
    *See Card Terms

Indigo® Platinum MasterCard®

Indigo® Platinum MasterCard®
  • Fast application process
  • Don't need perfect credit
  • No security deposit
    *See Card Terms

www.1fbusa.com/Invitation Alternative Offers

Did you recieve a Pre-approved offer for the 1st Financial Bank USA Visa Card or MasterCard Card?. If so, you should first shop around before accepting any credit card offer. Below is a list of student credit card offers from well known credit card companies. We feel that you can find a much better offer and have suggested the credit cards below as better alternative offers. Feel free to view the offers below and apply online. Safe and secure online applications.

Journey(SM) Student Rewards from Capital One® we rank as our #1 Credit Card for Students. (Easiest to get approved for.)

Citi ThankYou® Preferred Card for College Students - Earn 2500 Bonus Points

  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points earned with this card do not expire and there is no limit to the amount of points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • CLICK HERE TO APPLY ONLINE

*See Card Terms and Conditions




FICO Credit Scores

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

Credit Score Facts

  1. Credit Scores range from 300-850, the higher the better.
  2. Most lenders base approval on your credit score.
  3. Higher Scores mean lower payments and better deals.
  4. Higher Scores mean Lower interest rates.
  5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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The card offers that appear on this site are from companies from which www.Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

Offers from Our Partners:

The card offers that appear on this site are from companies from which www.Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.