Overview: Rebates are earned for all purchases made with the BP Visa Rewards Card. The highest rebates are awarded for gas purchases at BP stations. Purchases made at select locations, including restaurants and airlines, qualify for the next highest rebate, and a modest rebate is earned on all other qualifying purchases. Bonus rebates are earned on all purchases for a limited time after the card is issued. Rebates are issued when collected rebates reach a certain value. Cardholders can choose to receive a BP gift card, a check, or they can donate their rebate to The Conservation Fund. There are no limits or expiration dates for rebates. This card features no annual fee, a reasonable APR depending on the cardholder’s credit history, and an introductory APR on balance transfers. The length of the introductory term varies depending on the cardholder’s credit. Benefits like purchase protection are included with this card.
Pro and cons of the card:
Pros:
Earn maximum rebates for purchases made at BP gas stations
Earn higher rebates for purchases made at restaurants and other select locations
Earn a small rebate on all other purchases
Earn bonus rebates on all purchases for a limited time
Redeem rebates for a BP gift card or a check, or donate them to The Conservation Fund
No rebate limits
No expiration dates for rebates
No annual fee
Reasonable APR with good credit
Low introductory APR for balance transfers
Benefits like purchase protection are included
Cons:
Only purchases made at BP gas stations qualify for the maximum rebate
A certain amount must be earned before rebates can be claimed
Variable APR for purchases and cash advances depending on credit history
Introductory APR applies to balance transfers only
Length of the introductory term varies depending on credit history
Excellent Credit
750-850
Good Credit
660-749
Fair Credit
620-659
Bad/Poor Credit
350-619
No Credit
0-0
Do You Know Your Credit Score? Find Out Now!
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit
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* See the online Chasebp.com (www.chase/bp.com, www/chasebp.com) credit card application for details about terms and conditions and offers.
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Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.