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The Chase PerfectCard™
  • 0% Intro APR*
  • 6% Gas Rebates*
  • No Annual Fee
    *See Card Terms
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Chase Platinum
  • 0% Intro APR*
  • Platinum benefit
  • No Annual Fee
    *See Card Terms
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Blue Cash® from American Express™
  • 0% Intro APR*
  • Up to 5% cashback
  • No Annual Fee
    *See Card Terms
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FICO Credit Scores
Excellent Credit 750-850
Good Credit 660-749
Fair Credit 620-659
Bad/Poor Credit 350-619
No Credit 0-0
Do You Know Your Credit Score? Find Out Now!
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What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
your credit score will determine whether you will be approved for a credit card.
Credit Score Facts

1. Credit Scores range from 300-850, the higher the better
2. Most lenders base approval on your credit score.
3. Higher Scores mean lower payments and better deals.
4. Higher Scores mean Lower interest rates.
5. Scores are determined by 5 main categories:
  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Type of Credit Used
  • New Credit

 



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