We offer bad credit Visa® and MasterCard® credit cards for individuals with less than perfect credit. These offers include both unsecured and secured credit cards for bad credit rating. Secured offers are located towards the bottom of the page. Some of the products issued by First PREMIER® Bank are unsecured, fee-based products.
Building credit from no credit or bad credit often seems to be a catch-22. Most credit card companies and lenders will not open an account for you or give you a loan if you don't already have an established credit history, but you can't establish a credit history without opening a credit card account or applying for a loan! Luckily, there are ways to break into building your credit score, even if you have no history or bad credit history. The secret is to start small and stay responsible. Read More...
Do You Know Your Credit Score? Find Out Now!
No Credit Card Required!
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Online " button you can review the credit card terms and conditions on the credit card issuer's web site.
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* See online for the top credit card application for bad credit for details about terms and conditions and offers.