GettingACreditCard.com – Contact Us
GettingACreditCard.com is operated by Paul Basco, with over years of experience in affiliate marketing and the credit card industry. This site only provides links to credit applications and does not participate in credit approvals or the distribution of credit cards. We do not send applications in the mail, by email, or solicit applications by phone.
For inquiries regarding credit cards you received directly from a bank, please contact the issuing bank using the information below.
Bank Contact Addresses
American Express®
Customer Service: 1-800-528-4800
General Inquiries:American Express
P.O. Box 981540
El Paso, TX 79998-1540
Barclaycard®
Customer Service: 1-866-928-8598
Card ServicesP.O. Box 8801
Wilmington, DE 19899-8801
OpenSky™ (issued by Capital Bank N.A.)
Customer Service: 1-855-763-OPEN (6736)
P.O. Box 182477Columbus, OH 43272-4935
Capital One®
Customer Service: 1-800-CAPITAL (1-800-227-4825)
Capital OneAttn: General Correspondence
P.O. Box 30285
Salt Lake City, UT 84130-0285
Chase®
Customer Service: 1-800-432-3117
Cardmember ServicesP.O. Box 94014
Palatine, IL 60094-4014
Citi® Consumer Cards
Customer Service: 1-800-347-4934
Citibank Customer ServiceP.O. Box 6500
Sioux Falls, SD 57117
Discover® Card
Customer Service: 1-800-DISCOVER (1-800-347-2683)
Discover Financial ServicesP.O. Box 30943
Salt Lake City, UT 84130-0943
First PREMIER® Bank
Customer Service: 1-800-987-5521
First PREMIER BankP.O. Box 5524
Sioux Falls, SD 57117-5524
Simmons Bank
Customer Service: 1-800-272-2102
Simmons Bank Customer Service CenterP.O. Box 7009
Pine Bluff, AR 71611
Synovus Bank
Customer Service: 1-800-543-8227
Card ServicesP.O. Box 23061
Columbus, GA 31902-3061
USAA®
Customer Service: 1-800-531-USAA (8722)
9800 Fredericksburg RoadSan Antonio, TX 78288
If you would like to contact us, email support@gettingacreditcard.com.
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FICO® Credit Scores
A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
What is a Credit Score?
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
FICO® Credit Score Facts
- Three-Digit Number: Summarizes your credit risk.
- Range: 300–850; higher scores = lower risk.
- Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
- Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
Security Notice: All participating issuers use secure application systems protected by Transport Layer Security (TLS) encryption to help protect your information.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
Advertiser Disclosure: The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.