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The Chase PerfectCard™
  • 0% Intro APR*
  • 6% Gas Rebates*
  • No Annual Fee
    *See Card Terms
Apply Online
 
 
Chase Platinum
  • 0% Intro APR*
  • Platinum benefit
  • No Annual Fee
    *See Card Terms
Apply Online
 
 
Blue Cash® from American Express™
  • 0% Intro APR*
  • Up to 5% cashback
  • No Annual Fee
    *See Card Terms
Apply Online
 
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Unsecured Credit Cards for Fair Credit

Unsecured Credit Cards for Fair Credit









 Credit card applications for fair credit are available to individuals with a FICO Score of 620-659. Fair credit cards are for people with a little better credit history. If you are eligible for a fair credit credit card, the cards below might be the right choice for you. Select a card and apply online fast and secure.

Also See:
Business Credit Cards for Fair Credit


Household Bank Platinum MasterCards


  • 0% Introductory APR for 12 months on card purchases and balance transfers, plus no annual fee, for qualified applicants.*
  • MasterCard's Platinum Benefits that protect and extend warranties for purchases you make with your card.*
  • Online Account Management access, letting you to manage your account at your convenience.
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
14.90%-15.99%*
$0-$79*
Yes*
Fair Credit*


Capital One® Classic Platinum Visa


  • 0% on purchases until October 2008. After that, variable APR, currently 12.9%
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
until October 2008*
12.90%*
$19.00*
N/A*
Fair Credit*


Capital One® Platinum Max


  • 16.9% fixed on purchases for 3 years
  • Fixed rate won't increase for 3 years no matter what
  • $19 annual fee
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping (learn more)
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
16.90%*
$19*
Yes*
Fair Credit*


Capital One® Standard Platinum Card


  • 0% on purchases until October 2008. After that, variable APR, currently 17.8%
  • No annual fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on purchases*
until October 2008*
17.80%*
None*
Yes*
Fair Credit*


Capital One® No Hassle Cash Rewards


  • 25% annual bonus on the cash you earn
  • 1% cash back on every purchase
  • 0% APR on purchases until October 2008. After that, variable APR, currently 14.90%
  • No limit on cash back and rewards won't expire for the life of your account
  • Redeem cash whenever you like
  • $29 annual fee
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
until October 2008*
14.90%*
$29*
Yes*
Fair Credit*


Capital One® No Hassle Points(SM) Rewards


  • 5 points per dollar spent at gas stations, major grocery and drug stores*
  • 1 point per purchase everywhere else
  • No limit on points earned and they don't expire for the life of your account
  • 0% on purchases until October 2008. After that, variable APR, currently 14.9%
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
until October 2008*
14.90%*
$29.00*
Yes*
Needs Improvement*


Business Credit Cards for Fair Credit



Capital One® Business Platinum


  • 0% APR on purchases until June 2009
  • No annual fee
  • Free year-end summary
  • Free employee cards with individual spending limits you set
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
until June 2009*
As low as 9.99%(V)*
None*
Yes*
Fair Credit*


Capital One® Business Platinum with No Hassle Miles(SM)


  • 0% APR on purchases until June 2009
  • 1 mile per dollar spent on purchases
  • Redeem miles for cash back, gift cards, flights and more
  • No Annual Fee
  • Free employee cards with individual spending limits you set
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
until June 2009*
As low as 9.99%(V)*
None*
Yes*
Fair Credit*


FICO Credit Scores
Excellent Credit 750-850
Good Credit 660-749
Fair Credit 620-659
Bad/Poor Credit 350-619
No Credit 0-0
Do You Know Your Credit Score? Find Out Now!
Get Your FREE Triple Credit Score
What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
your credit score will determine whether you will be approved for a credit card.
Credit Score Facts

1. Credit Scores range from 300-850, the higher the better
2. Most lenders base approval on your credit score.
3. Higher Scores mean lower payments and better deals.
4. Higher Scores mean Lower interest rates.
5. Scores are determined by 5 main categories:
  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Type of Credit Used
  • New Credit

 



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