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Orchard Bank® Classic MasterCards
  • Easy Approval Process
  • Competitive APR's
  • Less than perfect credit
         See Card Terms

  • Apply Online
     
     
    Capital One® Platinum Credit Card
  • Annual fee waived 1st year
  • Platinum Benefits
  • For people with limited credit
         See Card Terms

  • Apply Online
     
     
    Capital One® Classic Platinum Credit Card
  • Enjoy Platinum benefits
  • Travel accident insurance
  • For people with limited credit
         See Card Terms

  • Apply Online
     
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    Unsecured Credit Cards for Fair Credit

    Credit Cards for Fair Credit









     Credit card applications for fair credit are available to individuals with average credit. Fair credit cards are for people with a little better credit history. If you are eligible for a fair credit credit card, the cards below might be the right choice for you. Select a card and apply online fast, easy, and secure.



    MyCreditCardMatch


    • Free and easy credit card search
    • No cost credit card matching system
    • Quick and straightforward credit card search service
    • No-hassle credit card search
    • Let us match you with a credit card
    • The easy way to find a credit card
    • Find your credit card match
    • CLICK HERE TO APPLY ONLINE

    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    N/A*
    N/A*
    Bad Credit OK*


    Capital One® Classic Platinum Credit Card


    • 0% intro APR on all purchases until November 2012
    • $0 Fraud Liability if your card is lost or stolen
    • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
    • Pick an image for your card--choose the one shown here, any of the hundreds in our collection or add your own
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on purchases*
    until November 2012*
    17.9-22.9% (V)*
    $39.00*
    Yes*
    Average/Limited Credit*


    Capital One® Platinum Credit Card


    • $0 intro annual fee for the first year; $19 after that
    • Image Card - personalize your card with an image of your choice
    • $0 Fraud Liability if your card is lost or stolen
    • Monitor your spending with free text message alerts
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    24.9% (V)*
    $0 intro for first year;
    $19 after that*
    Yes*
    Average/Limited Credit*


    Capital One® Cash Rewards for Newcomers


    • A card designed to help those new to the U.S. establish credit and earn cash back
    • Build credit with automatic reporting to the three major credit bureaus
    • Get 2% cash back on travel purchases
    • Earn 1% cash back on all other purchases
    • No foreign transaction fees
    • No annual fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    24.9% (V)*
    None*
    Yes*
    Average/Limited Credit*


    Capital One® No Hassle CashSM Rewards Credit Card


    • 2% cash back on gas and groceries
    • 1% cash back on all other purchases
    • BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
    • No limit on the cash you can earn and cash won't expire
    • Redeem cash rewards any time for any amount, even set up automatic redemption
    • 0% intro APR on purchases until November 2012
    • Pick an image for your card--choose the one shown here, any of the hundreds in our collection or add your own
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on purchases*
    until November 2012*
    17.9-22.9% (V)*
    $39.00*
    Yes*
    Average/Limited Credit*


    Credit One Bank - Visa® Platinum Card


    • Pre-Qualify for a Visa credit card without affecting your credit score
    • Get a starting credit line up to $1,500
    • No enrollment and no over the credit limit fees
    • Choose your card design from our premium gallery
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    23.90%*
    See Website*
    N/A*
    Bad/Fair Credit*


    First PREMIER® Bank MasterCard® Credit Card


    • Must have checking account to qualify
    • If approved, pay your Processing Fee to open your account and access your $300 credit limit
    • Reports to the major Consumer Reporting Agencies
    • Easy Application Process!
    • Bad Credit? Good Option!
    • Pay no interest on purchases by paying your balance in full each month.
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    Bad/Fair Credit


    First PREMIER® Bank Classic Credit Card


    • Checking Account Required
    • A credit card offer for those with less than perfect credit!
    • Reports your credit history to the major Consumer Reporting Agencies
    • Just click it! Responses in 60 seconds
    • This is a credit card - not a debit or prepaid card
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    Bad/Fair Credit


    PREMIER Forward® MasterCard Credit Card


    • Must have checking account to qualify
    • A good choice for those with less than perfect credit.
    • Monthly reporting to major Consumer Reporting Agencies. Apply now!
    • Countdown to your response! Only 60 seconds!
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    Bad/Fair Credit


    PREMIER Possibilities® Credit Card


    • Must have checking account to qualify
    • If approved, pay your Processing Fee to open your account and access your $300 credit limit
    • Once your account is open, you may have the chance to personalize your credit card
    • Struggling to obtain credit? This may be the credit card for you
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    Bad/Fair Credit


    Applied Bank® Visa® Business Card


    • Credit Limits available to $750
    • Sole Proprietors and Entrepreneurs Welcome - No Business Too Small!
    • Perfect for Your Everyday Business Needs
    • Great for Self-Employed Business Owners
    • Your Business Name on YOUR Business Card
    • CLICK HERE TO APPLY ONLINE

      *See Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    23.99*
    See Terms*
    No*
    Bad/Fair Credit*



    FICO Credit Scores
    Excellent Credit 750-850
    Good Credit 660-749
    Fair Credit 620-659
    Bad/Poor Credit 350-619
    No Credit 0-0
    Do You Know Your Credit Score? Find Out Now!

    Get Your Triple Credit Score
    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
    your credit score will determine whether you will be approved for a credit card.
    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

     



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    See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Online " button you can review the credit card terms and conditions on the credit card issuer's web site.
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