Low Fixed APR Balance Transfer Credit Cards

CREDIT CARD APPLICATIONS from MasterCard, Visa, Discover and American Express. Apply online for credit card. We present cards with instant approval, low interest, balance transfers, credit cards for people with excellent credit, good credit, fair credit, bad credit and no credit history.

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The Chase PerfectCard™
	0% Intro APR* 6% Gas Rebates* No Annual Fee *See Card Terms


Chase Platinum
	0% Intro APR* Platinum benefit No Annual Fee *See Card Terms


Blue Cash® from American Express™
	0% Intro APR* Up to 5% cashback No Annual Fee *See Card Terms

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Low Fixed APR Credit Cards
Low Fixed APR Balance Transfer Credit Cards

Also See:
Low Interest Credit Cards
0% Balance Transfers Credit Cards

Blue from American Express™

Membership Rewards ExpressSM program
0% APR on purchases for up to 15 months
No annual fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
Express Approval. Get a decision in less than 60 seconds.
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	up to 15 months*	As low as Prime + 4.99%*	None*	Yes*	Excellent Credit*

Blue Cash® from American Express™

Up to 5% Cash Back with Unlimited Cash Rewards
Earn unlimited cash back
0% Intro APR for 6 months
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
No Annual Fee
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 months*	As low as Prime + 4.99%*	None*	Yes*	Excellent Credit*

Clear from American Express™

0.00% Intro APR for up to 12 months
5.99% fixed APR on balance transfers
Automatic Rewards
Flexibility to pay over time
User-friendly credit report and score
American Express World-Class customer service
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	up to 12 months*	As low as Prime + 5.99%*	None*	Yes*	Good Credit*

Platinum Edition® Fixed Rate Visa® Card

Fixed 7.99% APR*
No annual fee
Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!
Paperless Statements - no more paper or mailbox clutter
FirstGuard® provides protection against identity theft
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	7.99%*	None*	Yes*	Good Credit*

Union Plus® Credit Card

FREE Rewards Program designed for hard-working union members.
Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
Earn 1 Point for every dollar spent anywhere
Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
1.99% introductory APR on new purchases*.
All Calls answered in the United States.
No annual fee and No liability for unauthorized use.
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
1.99%*	6 Months*	As low as 13.24%*	None*	Yes*	Good Credit*

Excellent Credit	750-850
Good Credit	660-749
Fair Credit	620-659
Bad/Poor Credit	350-619
No Credit	0-0
Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better
2. Most lenders base approval on your credit score.
3. Higher Scores mean lower payments and better deals.
4. Higher Scores mean Lower interest rates.
5. Scores are determined by 5 main categories:

Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit

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