$50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening*
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases*
No annual fee for the first year - $125 Thereafter
Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
No Pre-Set Spending Limit
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
Global Assist® Plus Hotline and many more benefits included
Express Approval. Get a decision in less than 60 seconds.
Access to the MyConciergeSM service, a unique personal assistance service
Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10).
Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card*
The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase
Many other travel and shopping benefits
No Pre-Set Spending Limit*
Express Approval. Get a decision in less than 60 seconds
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit
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