Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of
Card membership – redeemable for select gift cards valued at $100!
The Membership Rewards® program – Turn your everyday purchases into Membership Rewards® points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
Gold Card Events - exclusive access to ticket for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.
3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
No annual fee for your first year, a savings of $175
Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of
Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.
FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique,
resort and luxury hotels around the world.
3 Points on Hotels and Dining (through December 31, 2010)
No Balance Transfer Fees – Good till April 30, 2010
Automatic enrollment in PenFed Premium Rewards Program
Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
24/7 Premium Concierge Service
Exclusive Travel Upgrades and Offers
Redeem on any Airline; no black-out dates or restrictions
Spend $650 in the First Three Months and Receive 20,000 bonus points
No Foreign Transaction Fees!
You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your
assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
*See website for complete terms and conditions of card usage and application disclosure.
Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
1.99% on balance transfers*
6 months*
Prime + 6.00% thru Prime + 12.00%*
None*
Yes*
Excellent Credit*
Excellent Credit
750-850
Good Credit
660-749
Fair Credit
620-659
Bad/Poor Credit
350-619
No Credit
0-0
Do You Know Your Credit Score? Find Out Now!
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Online " button you can review the credit card terms and conditions on the credit card issuer's web site.
.gif)
.gif)
