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Orchard Bank® Classic MasterCards
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    Capital One® Platinum Credit Card
  • Annual fee waived 1st year
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  • For people with limited credit
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    Capital One® Classic Platinum Credit Card
  • Enjoy Platinum benefits
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    Point Rewards Credit Cards
    Point Rewards Credit Cards







     Want a credit card that earns points? Find credit cards with points for travel, rewards, airlines, flights, hotel stays, and more! Compare and decide which credit card gives the most points. Browse our list of offers below and apply online. Safe and secure online applications.

    Also See:
    Airline Miles Rewards Credit Cards
    Hotel Rewards Credit Cards
    Travel Rewards Credit Cards



    MTV® Visa® Card from Capital One®


    • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
    • Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
    • 1 point per $1 spent on everything else
    • 25 bonus points each billing period you keep your account in good standing by paying on time
    • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
    • Also, redeem for travel, merchandise, gift cards and more
    • No limit on the points you can earn and points don't expire
    • 0% intro APR--pay no interest on purchases until February 2013
    • No annual fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on purchases*
    until February 2013*
    13.9-19.9% (V)*
    None*
    Yes*
    Excellent - Good Credit*


    Chase Sapphire(SM) Card


    • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
    • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
    • Points never expire and there are no limits on how many points you can earn
    • Redeem points for travel, gift cards, merchandise, cash back and more
    • 24/7 direct access to expert service advisors (No voice recording)
    • No annual fee!
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.24% Variable*
    None*
    No*
    Excellent Credit*


    Chase Sapphire(SM) Preferred Card


    • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
    • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
    • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
    • No foreign transaction fees
    • Earn a 7% annual points dividend - even on points already redeemed
    • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
    • 24/7 direct access to expert service advisors (No voice recording)
    • No Annual Fee for your first year - A $95 value
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.24% Variable*
    $95, waived first year*
    Yes*
    Excellent Credit*


    Citi ThankYou(SM) Preferred Card


    • $100 gift card - When you redeem the 10,000 bonus ThankYou Points recieved after $500 in purchases within 3 months of account opening
    • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that the APR will be 12.99%-22.99% based on creditworthiness*
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • No annual Fee*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers and purchases*
    12.99-22.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi ThankYou(SM) Premier Card


    • $300 gift card - Redeem 30,000 bonus ThankYou® Points after $1,500 in purchases within 3 months of account opening
    • 1 ThankYou® point for every dollar you spend on purchases
    • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
    • No foreign transaction fees on purchases*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.99-21.99% (Variable)*
    $125 waived for the first year*
    Yes*
    Excellent Credit*


    Maximum Rewards(SM) Platinum Edition® Visa® Card


    • 0% Intro APR for 12 billing cycles on balance transfers
    • 0% Intro APR for 6 billing cycles on purchases
    • Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
    • Use rewards for travel, merchandise, gift cards and more
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers
    and 6 months on purchases*
    11.99-19.99%(V)*
    None*
    Yes*
    Excellent Credit*


    Blue Sky from American Express(SM)


    • No annual fee
    • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
    • Pay your bill all at once, or over time. It's up to you.
    • Blue Savings Program: big deals on big brands, all the time
    • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
    • Get approved in 60-seconds
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    0% on Purchases
    for 12 months*
    17.24%-22.24% Variable*
    None*
    Yes*
    Excellent Credit*


    American Express® Gold Card


    • Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
    • Exclusive access to Gold Card Events -- select concerts, shows, major sporting events, and more
    • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
    • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
    • Get approved in 60-seconds.
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    $125*
    No*
    Good Credit*


    American Express® Premier Rewards Gold Card


    • Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
    • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
    • Exclusive access to Gold Card Destinations and events -- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
    • Introductory annual fee of $0 for the first year, then $175
    • Get approved in 60-seconds.
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    $0 intro for first year;
    $175 after that*
    N/A*
    Excellent Credit*


    The Platinum Card® from American Express


    • 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
    • GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
    • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fee
    • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
    • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    $450.00*
    N/A*
    Excellent Credit*


    PenFed Premium Travel Rewards American Express® Card


    • No annual fee
    • 5x points on airfare purchases and 1x points on all other purchases
    • 20,000 bonus points upon spending $650 in the first 3 months
    • Complimentary concierge service
    • Exceptional travel offers and discounts
    • VIP airport lounge access with $15,000 in annual spend
    • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.99%(V)*
    None*
    Yes*
    Excellent Credit*




    FICO Credit Scores
    Excellent Credit 750-850
    Good Credit 660-749
    Fair Credit 620-659
    Bad/Poor Credit 350-619
    No Credit 0-0
    Do You Know Your Credit Score? Find Out Now!

    Get Your Triple Credit Score
    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
    your credit score will determine whether you will be approved for a credit card.
    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

     



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    See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Online " button you can review the credit card terms and conditions on the credit card issuer's web site.
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