Discover� Cards

Discover® More Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee CLICK HERE TO APPLY ONLINE *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 15 months on Purchases & 15 months on Balance Transfers* 10.99%-20.99% Variable* None* Yes* Excellent Credit*

Discover® Open Road® Card - $150 Restaurant.com Gift Certificate

Receive a $150 Restaurant.com Gift Certificate with first purchase 0% intro APR on purchases and balance transfers or 12 months, then the variable standard purchase APR of 10.99% - 20.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee CLICK HERE TO APPLY ONLINE *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 12 months on Purchases & 12 months on Balance Transfers* 10.99% - 20.99% Variable* None* Yes* Excellent Credit*

Discover® Motiva Card

Earn Cashback Bonus for your good credit management 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee CLICK HERE TO APPLY ONLINE *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* a full 15 months on Purchases & a full 15 months on Balance Transfers 10.99% - 20.99% Variable* None* Yes* Excellent Credit*

Miles by Discover® Card

Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year 1 Mile on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee CLICK HERE TO APPLY ONLINE *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 6 months on Balance Transfers* 10.99%-16.99% Variable* None* Yes* Excellent Credit*

Escape by Discover® Card

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) CLICK HERE TO APPLY ONLINE *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & Balance Transfers* 10.99%-16.99% Variable* $60.00* Yes* Excellent Credit*

Discover® Student Card

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee CLICK HERE TO APPLY ONLINE *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 9 Months* 13.99%-20.99%(V)* None* N/A* Limited/Good Credit*

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Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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