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Discover® More(SM) Card - Clear

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Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More(SM) Card

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More(SM) Card - American Flag

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Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More(SM) Card - Wildlife Collection

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Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More(SM) - Sealife Collection

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Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More(SM) Card- Monogram Collection

Choose your personalized card design 0% Intro APR* 5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home, apparel and more* Up to 1% Cashback Bonus on all other purchases automatically* Unlimited cash rewards $0 Fraud Liability Guarantee Easiest online Account management options CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Good Credit*

Discover® Motiva(SM) Card

Cash Rewards for your good credit management!* Pay-On-Time BonusSM equal to a full month's interest 5% to 20% Cashback Bonus® at top online retailers Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners No annual fee Free payment by phone CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 3.9%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Good Credit*

Miles by Discover® Card

Book any travel, anytime with no blackout dates or restrictions Double Miles on up to $3,000 in travel and restaurant purchases each year 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire as long as you use your card Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® Open Road(SM) Card

0% Intro APR* Save at the pump and everywhere else.* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® Student Card

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Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 16.99%* None* N/A* Good Credit*

Discover® Student Card - Clear

Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 80 Cashback Bonus® Partners* Customer Service in less than a minute, anytime you want CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 16.99%* None* N/A* Good Credit*

Discover® Student Card - Monogram Collection

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Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 16.99%* None* N/A* Good Credit*

Discover® Student Card - Tropical Beach

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Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 16.99%* None* N/A* Good Credit*

Discover® Student Open Road(SM) Card

0% Interest* on Purchases for 6 Months Build Your Credit History Full 5% Cashback Bonus® on gas and auto maintenance purchases* Up to 1% Cashback Bonus on all other purchases* $0 Fraud Liability Guarantee No Annual Fee CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 16.99%* None* N/A* Good Credit*

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Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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