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The Chase PerfectCard™
  • 0% Intro APR*
  • 6% Gas Rebates*
  • No Annual Fee
    *See Card Terms
Apply Online
 
 
Chase Platinum
  • 0% Intro APR*
  • Platinum benefit
  • No Annual Fee
    *See Card Terms
Apply Online
 
 
Blue Cash® from American Express™
  • 0% Intro APR*
  • Up to 5% cashback
  • No Annual Fee
    *See Card Terms
Apply Online
 
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College Student Credit Cards

College Student Credit Cards

 

Capital One® Standard Platinum for Students


  • 0% APR on purchases until October 2008. After that, variable APR, currently 17.8%
  • No annual fee or balance transfer fees
  • A manageable credit line to help control your finances
  • $0 fraud liability if your card gets lost or stolen
  • Online account services
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
until October 2008*
17.80%*
None*
Yes*
Needs Improvement*


Capital One® No Hassle Cash(SM) Rewards for Students


  • 25% annual bonus on the cash you earn during the year
  • 1% cash back on purchases you make from day one
  • No limit on cash back and rewards won't expire for the life of your account
  • 0% APR on purchases until October 2008. After that, variable APR, currently 14.9%
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
until October 2008*
14.90%*
$29.00*
Yes*
Needs Improvement*


Citi® mtvU™ Platinum Select® Visa® Card for College Students


  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases
  • Earn 25 ThankYou Points for paying on time
  • Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
  • Redeem points for gift cards, MTV events, and airline tickets
  • No balance transfer fee with this offer
  • No Annual Fee
  • CLICK HERE TO APPLY ONLINE

    *See Card Terms and Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
Prime + 7.99%*
None*
Yes*
Good Credit*


Citi® Driver's Edge® Card for College Students


  • 0% APR* for 6 months on purchases, cash advances, and balance transfers
  • Earn rebates towards any car, new or used*.
  • Build your credit history
  • Free online account management
  • $0 liability on unauthorized purchases
  • No annual fee
  • CLICK HERE TO APPLY ONLINE

    *See Card Terms and Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
Prime + 9.99%*
None*
Yes*
Good Credit*


Citi® Platinum Select® Card for College Students


  • 0% APR* for 6 months on purchases, cash advances, and balance transfers*
  • No annual fee
  • Acceptance at millions of locations
  • No minimum income or cosigner required
  • $0 liability on unauthorized purchases
  • No balance transfer fee with this offer*
  • CLICK HERE TO APPLY ONLINE

    *See Card Terms and Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
Prime + 5.99%*
None*
Yes*
Good Credit*


Citi Dividend Platinum Select Card for College Students


  • No Cosigner or Minimum Income Required
  • Free Online Account Management
  • Citi® Identity Theft Solutions
  • Citi® Photocard option*
  • The Lost Wallet® Service*
  • Credit Education Tools
  • CLICK HERE TO APPLY ONLINE

    *See Card Terms and Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
Prime + 7.99%*
None*
Yes*
Good Credit*


Citi® Bronze® / AAdvantage® MasterCard® for College Students


  • No annual fee for your card and free membership in American Airlines AAdvantage® program*
  • Earn 1 AAdvantage® mile for every $2 you spend - up to 25,000 miles per year*
  • No blackout dates on AAdvantage® award travel*
  • AAdvantage® miles may never expire*
  • $0 liability on unauthorized charges
  • Access to credit education tips and tools
  • No minimum income or co-signer required
  • Special Student Deals
  • CLICK HERE TO APPLY ONLINE

    *See Card Terms and Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Balance Transfers*
6 Months*
Prime + 9.99%*
None*
Yes*
Good Credit*


Bank of America Student Platinum Plus® Visa® Credit Card


Card issued by FIA Card Services, NA
  • Receive a $25 statement credit after qualifying transactions
  • No cosigner required
  • No annual fee
  • Online Banking Servicee
  • Total Security Protection®
  • Mini Card available
  • Photo expressions option available
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
P + 10.99%*
None*
Yes*
Good Credit*


Discover® Student Card


Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
6 Months*
16.99%*
None*
N/A*
Good Credit*


Discover® Student Card - Clear


Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
6 Months*
16.99%*
None*
N/A*
Good Credit*


Discover® Student Card - Monogram Collection


Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
6 Months*
16.99%*
None*
N/A*
Good Credit*


Discover® Student Card - Tropical Beach


Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
6 Months*
16.99%*
None*
N/A*
Good Credit*


Discover® Student Open Road(SM) Card


Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
6 Months*
16.99%*
None*
N/A*
Good Credit*




FICO Credit Scores
Excellent Credit 750-850
Good Credit 660-749
Fair Credit 620-659
Bad/Poor Credit 350-619
No Credit 0-0
Do You Know Your Credit Score? Find Out Now!
Get Your FREE Triple Credit Score
What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
your credit score will determine whether you will be approved for a credit card.
Credit Score Facts

1. Credit Scores range from 300-850, the higher the better
2. Most lenders base approval on your credit score.
3. Higher Scores mean lower payments and better deals.
4. Higher Scores mean Lower interest rates.
5. Scores are determined by 5 main categories:
  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Type of Credit Used
  • New Credit

 



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