FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
    Rates & Fees

MilestoneĀ® Mastercard® - 1.5% Cashback Rewards

Destiny Mastercard
  • $700 Credit Limit
  • No security deposit
  • Less than perfect credit is ok
    Rates & Fees

Benefits of Costco Anywhere Visa® Card by Citi

The Costco Anywhere Visa® Card by Citi offers strong cash-back rewards, particularly for gas, electric vehicle (EV) charging, travel, and dining. It provides additional travel protections and has no annual or foreign transaction fees, though a Costco membership is required to get the card.

Cash-back rewards

The card's main benefit is its tiered cash-back structure, with higher percentages for specific spending categories:

  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.

  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.

  • 2% cash back on all other purchases from Costco and Costco.com

  • 1% cash back on all other purchases

  • Travel benefits

    For travelers, the card includes several features beyond the cash-back rewards:

  • No foreign transaction fees on purchases made abroad.

  • Worldwide car rental insurance that covers up to $50,000 for theft or collision when you pay for the rental with your card.

  • Travel accident insurance that covers you for death or dismemberment.

  • Travel and emergency assistance and roadside assistance dispatch services are also available.

  • Other perks and considerations

  • Doubles as a membership card: Your credit card functions as your Costco membership ID, so you only need to carry one card.

  • No annual fee (with membership): The credit card itself has no annual fee, but you must maintain an active Costco membership to use it.

  • Annual cash-back redemption: One notable restriction is that you receive your rewards in the form of a certificate once a year, with your February billing statement. You must then redeem this certificate for merchandise or cash at a U.S. Costco warehouse.

  • Citi Entertainment: Cardholders get access to presale tickets and exclusive event experiences.

  • Costco Anywhere Visa® Card by Citi

    • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
    • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
    • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
    • 2% cash back on all other purchases from Costco and Costco.com
    • 1% cash back on all other purchases
    • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
    • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

    Rates & Fees








    FICO Credit Scores

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better.
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
      • Payment History
      • Amounts Owed
      • Length of Credit History
      • Type of Credit Used
      • New Credit

    Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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    About Our Offers:

    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.