GettingACreditCard.com - Privacy Policy
GettingACreditCard.com, we recognize that privacy is important. This document outlines the types of information we receive and collect when you use our services.
GettingACreditCard.com does not use cookies or other devices or databases in order to collect personal information about Internet users. Like most Internet sites, we do keep standard log records to improve our site, to provide better information in the future and to be sure we are using resources wisely. These logs may include the user's IP address or system domain name, computer type, browser version, date and time of the visit, names of files requested and the referring page. GettingACreditCard.com does not collect personal information about individuals, such as names and mailing or e-mail addresses, unless it is knowingly provided by the individual and he or she has agreed to the terms under which GettingACreditCard.com will use it. We do not send people credit card applications (or anything else) in the mail. We do not make phone calls to people for any reason. We are against unsolicited email (spam) and do not participate in spamming.
GettingACreditCard.com only offers links to credit card applications, and does not take part in the credit decision or distribution of credit cards.
GettingACreditCard.com wants to earn and keep your trust as we continue to bring you our services. Therefore, we will never share any personal information that you provide unless we have your explicit permission. At GettingACreditCard.com, we understand how important privacy is to our customers, and we will not compromise on this statement in any way.
Please note that www.gettingacreditcard.com has financial relationships with ALL of the merchants mentioned within our site. Gettingacreditcard.com is compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.
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Experian Boost: A Comprehensive Guide to Boosting Your Free Credit Score
FICO® Credit Scores
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
What is a Credit Score?
A credit score is a three-digit number, typically ranging from 300 to 850, that predicts your creditworthiness—how likely you are to repay borrowed money on time. Lenders use this score to assess the risk of lending to you and to determine the interest rates and terms of any credit you might receive.
Why is a Credit Score Important?
A credit score is important because it acts as your financial reputation. Lenders, landlords, insurers, and employers use this single number to quickly judge how reliable you are with money. A higher score helps you qualify for loans and credit cards, often securing lower interest rates that can save you significant money. Conversely, a poor credit score can lead to application denials or much higher costs for borrowing, making it a key factor in your overall financial opportunities.
FICO® Credit Score Facts
- Three-Digit Number: Like other credit scores, FICO® Scores are a three-digit number that summarizes a consumer's credit risk.
- Range: Most standard FICO® Scores range from 300 to 850. Higher scores indicate lower credit risk.
- Data Source: FICO® Scores are calculated using data from your credit reports maintained by the three major credit bureaus: Experian, Equifax, and TransUnion. Your score may vary slightly depending on which bureau's data is used.
- Industry Standard: Lenders rely on FICO® Scores for mortgages, auto loans, and credit cards because they provide a consistent, statistically sound assessment of the likelihood that a borrower will repay their debt.
Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
Advertiser Disclosure: The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.
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