FEATURED CREDIT CARDS

Mission Lane Visa^® Credit Card

✓ No Annual Fee
✓ Fair Credit
✓ Enjoy coverage from Visa^®.
*See Card Terms

Indigo^® Mastercard^® - $1,000 Credit Limit

✓ Get the credit limit you deserve—$1,000 guaranteed if approved
✓ Don't Have Perfect Credit? No Problem!
Rates & Fees

Milestone^® Mastercard^® with Cashback Rewards

✓ 5% Cashback Rewards on your first $5,000 in gas purchases!
✓ Guaranteed $1,000 credit limit if approved.
Rates & Fees

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FICO^® Credit Scores

A FICO^® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.

FICO^® Score Ranges:

Exceptional: 800–850
Very Good: 740–799
Good: 670–739
Fair: 580–669
Poor: 300–579

FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.

What is a Credit Score?

A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.

Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.

FICO^® Credit Score Facts

Key Characteristics:

Three-Digit Number: Summarizes your credit risk.
Range: 300–850; higher scores = lower risk.
Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.

Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.

Security Notice: All participating issuers use secure application systems protected by Transport Layer Security (TLS) encryption to help protect your information.

*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.

Advertiser Disclosure: The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Indigo® Mastercard® - $1,000 Credit Limit

Milestone® Mastercard® with Cashback Rewards

GettingACreditCard.com - Links

FICO® Credit Scores

What is a Credit Score?

FICO® Credit Score Facts

Advertiser Disclosure:

About Our Offers:

Mission Lane Visa^® Credit Card

Indigo^® Mastercard^® - $1,000 Credit Limit

Milestone^® Mastercard^® with Cashback Rewards

FICO^® Credit Scores

FICO^® Credit Score Facts