Travel / Vacation Rewards Credit Cards
Travel rewards credit cards allows consumers to earn points toward hotel stays, airline tickets and more. These credit cards also offer travel insurance. Browse our selection of traveling credit cards below and start earning points toward your next vacation. For a comprehensive overview of how travel credit cards work, read our hub article, A Complete Guide to Understanding Travel Credit Cards.
Also See:
Airline Miles Credit Cards
Hotel Rewards Credit Cards
Citi Strata℠ Card
- Earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.
- 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
- Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
- No Annual Fee
Citi Strata Premier® Card
- Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Citi® / AAdvantage® Globe™ Mastercard®
- For a limited time, earn 90,000 American Airlines AAdvantage® bonus miles after $5,000 in purchases within the first 4 months of account opening.
- American Airlines AAdvantage® bonus miles are not available if you have received AAdvantage® bonus miles for a new AAdvantage® Globe™ account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a AAdvantage® Globe™ account.
- Every calendar year, receive four Admirals Club® Globe™ Passes.
- Global Entry® or TSA PreCheck® application fee credit of up to $120 every 4 years.
- Earn 6 AAdvantage® miles for every $1 spent on eligible hotels booked through aadvantagehotels.com.
- Earn 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
- Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery.
- Earn 1 AAdvantage® miles for every $1 spent on all other purchases.
Discover it® Miles
- Earn unlimited 1.5x Miles on travel purchases and all your everyday purchases. There's no limit to how many Miles you can earn. And however you redeem, Miles have the same value.
- 2x Miles your first year with Discover Match®. We'll automatically match all the Miles you've earned at the end of your first year. No minimum spending requirement on your new card.
- Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.
- 0% intro APR for 15 months on purchases and balance transfers; 17.74% to 26.74% variable APR after that; Balance Transfer Fee applies.
- No annual fee
- Terms and conditions apply.
Disclaimer: We are NOT affiliated with Discover, and we do NOT receive compensation if you apply using the link below. This content is for informational purposes only, provided to help you find the credit card that best suits your needs.
Rates & Fees
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Experian Boost: A Comprehensive Guide to Boosting Your Free Credit Score
FICO® Credit Scores
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
What is a Credit Score?
A credit score is a three-digit number, typically ranging from 300 to 850, that predicts your creditworthiness—how likely you are to repay borrowed money on time. Lenders use this score to assess the risk of lending to you and to determine the interest rates and terms of any credit you might receive.
Why is a Credit Score Important?
A credit score is important because it acts as your financial reputation. Lenders, landlords, insurers, and employers use this single number to quickly judge how reliable you are with money. A higher score helps you qualify for loans and credit cards, often securing lower interest rates that can save you significant money. Conversely, a poor credit score can lead to application denials or much higher costs for borrowing, making it a key factor in your overall financial opportunities.
FICO® Credit Score Facts
- Three-Digit Number: Like other credit scores, FICO® Scores are a three-digit number that summarizes a consumer's credit risk.
- Range: Most standard FICO® Scores range from 300 to 850. Higher scores indicate lower credit risk.
- Data Source: FICO® Scores are calculated using data from your credit reports maintained by the three major credit bureaus: Experian, Equifax, and TransUnion. Your score may vary slightly depending on which bureau's data is used.
- Industry Standard: Lenders rely on FICO® Scores for mortgages, auto loans, and credit cards because they provide a consistent, statistically sound assessment of the likelihood that a borrower will repay their debt.
Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
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