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FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
    Rates & Fees

Milestone® Mastercard® - 1.5% Cashback Rewards

Destiny Mastercard
  • $700 Credit Limit
  • No security deposit
  • Less than perfect credit is ok
    Rates & Fees

FIT™ Platinum Mastercard® Application



To apply for the FIT™ Platinum Mastercard®, you can fill out an application directly on the Continental Finance website. This is a credit card for those with bad credit, but applicants should proceed with extreme caution. The card comes with a combination of high fees and an exceptionally high APR that can make it a very expensive way to rebuild your credit.

How to apply online

  • Visit the application page: Go to the official online application form.

  • Fill out the form: You will need to provide personal and financial information, such as your full name, Social Security number, date of birth, physical address, and total monthly income.

  • Receive a decision: In most cases, you will get an instant decision after submitting the application. Some applications may require a more detailed review and could take up to 30 days.

    • Application requirements and details

  • Credit score: A credit score of 500 or higher is recommended for approval, as the card is intended for those with less-than-perfect credit.

  • Income: You must have enough income to make the required monthly minimum payments.

  • Personal information: You will need a Social Security number and a U.S. mailing address (P.O. boxes are not accepted).

  • Bank account: You must have an active checking account or debit card for the application to be processed.

  • Upfront processing fee: Approved applicants must pay a one-time $95 processing fee before the account is activated and the card is issued. This fee is separate from the annual fee and is not refundable.

  • Location restrictions: The card is not available to residents of Colorado (CO), West Virginia (WV), Washington (WA), and Minnesota (MN), among other locations listed on the application.

    • Key features of the FIT™ Platinum Mastercard®

  • Unsecured card: It is an unsecured credit card, so it does not require a security deposit.

  • Initial credit limit: The card typically comes with a starting credit limit of $400, though the annual fee is deducted from this, reducing your initial available credit.

  • Credit reporting: It reports your payment history to all three major credit bureaus (Experian, Equifax, and TransUnion), which is how it helps you rebuild credit.

  • High fees: Be aware that this card comes with a variety of high fees, including the processing fee, an annual fee, and a monthly maintenance fee after the first year.

  • High, fixed APR of 35.90%: This is an exceptionally high interest rate. If you carry a balance from month to month, the interest charges will add up very quickly, making it difficult to pay off your debt. This card is only manageable if you commit to paying your statement balance in full every single month.

    • FIT™ Platinum Mastercard®

    • $400 Initial Credit Limit
    • Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
    • Unsecured credit card requires No Security Deposit
    • Perfect card for everyday purchases and unexpected expenses
    • Monthly reporting to the three major credit bureaus
    • Use your card everywhere Mastercard is accepted at millions of locations
    • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
    • CLICK HERE TO APPLY ONLINE

    *See Card Terms and Conditions

    • Intro
      Rate
    • N/A
    • Intro
      Period
    • N/A
    • Regular
      APR
    • 35.90% Fixed
    • Annual
      Fee
    • $See terms
    • Credit Recommended
    • Fair/Poor/Bad





    FICO Credit Scores

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better.
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
      • Payment History
      • Amounts Owed
      • Length of Credit History
      • Type of Credit Used
      • New Credit

    Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.


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    *See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.

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    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

    About Our Offers:

    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.