go.amex/businessplat RSVP Code
go.amex/businessplat as part of targeted marketing campaigns for a specific business credit card offer. An associated RSVP code is a unique, 14-digit alphanumeric code included with pre-approved offers, which flags an online application as pre-approved and can increase the odds of approval for that particular card.
Using an American Express RSVP code allows for a streamlined online application process for specific credit card offers. After entering the 14-digit RSVP code and your ZIP code on a dedicated landing page, some of your information may be pre-filled, leading to a customized application page that requires additional financial details for final review.
Entering an RSVP code and ZIP code directs you to a pre-filled, secure online application for a specific credit card offer, identifying you as potentially pre-approved but not guaranteeing final approval. Following this, you may need to verify your identity and provide additional financial information for a full credit review before receiving a decision.
A hard inquiry will likely be performed, but it happens after you have been approved and decide to accept the card. This is part of a specific "soft pull until approval" application process that American Express uses.
Here's how it generally works for the American Express Business Platinum Card, which requires you to provide your personal credit information during the application:
FICO Credit Scores
A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.
What is a Credit Score?
A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.
Credit Score Facts
- Credit Scores range from 300-850, the higher the better.
- Most lenders base approval on your credit score.
- Higher Scores mean lower payments and better deals.
- Higher Scores mean Lower interest rates.
- Scores are determined by 5 main categories:
- Payment History
- Amounts Owed
- Length of Credit History
- Type of Credit Used
- New Credit
Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
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*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
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