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Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
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Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
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Milestone® Mastercard® - 1.5% Cashback Rewards

Destiny Mastercard
  • $700 Credit Limit
  • No security deposit
  • Less than perfect credit is ok
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How Can I Get More Credit Card Offers from Chase?

There are several ways to increase the likelihood of receiving pre-approved credit card offers from Chase, including optimizing your credit profile, banking with Chase, and managing your marketing preferences.

1. Optimize your credit profile

  • Maintain a good credit score. A score of at least 670 is generally needed for Chase's more competitive cards, and a score of 700 or higher can increase your chances for premium cards like the Sapphire Preferred.

  • Keep credit utilization low. Lenders prefer to see that you use a small portion of your available credit. Aim to keep your credit utilization ratio below 30%.

  • Reduce debt. Paying down outstanding debt can increase your chances of being offered a new card. Paying your balance before your billing cycle ends can ensure no outstanding debt is reported to credit bureaus.

  • Build a strong credit history. Having a long, positive payment history is a major factor in credit decisions. Avoid closing old credit cards, as this can shorten your average credit age.

  • Avoid too many new accounts. Chase has an unofficial rule, known as the "5/24 rule," where they are unlikely to approve you for a new card if you have opened five or more new credit accounts (from any issuer) in the last 24 months.

    • 2. Deepen your relationship with Chase

  • Open a Chase checking or savings account. Having an existing banking relationship with Chase can increase your odds of receiving targeted offers. Some cards, like the Chase Freedom Rise℠, specifically offer better odds of approval to existing customers with qualifying funds.

  • Sign up for direct deposit. Using direct deposit into a Chase account provides the bank with proof of a steady income stream, which can improve your profile as a reliable borrower.

  • Opt-in to promotional communications. Log into your Chase account, navigate to your profile and settings, and select marketing preferences. Change your preference to "Yes" to receive special offers.

  • Regularly check for targeted offers. Existing Chase customers can log into their online account and navigate to "Explore products" and then "Just for you" to view any available pre-approved offers.

    • 3. Check official pre-qualification tools

  • Use the Chase pre-qualification tool. Visit Chase's pre-qualification page and enter your personal information to see if you have any pre-approved offers. This will not affect your credit score.

  • Opt back in with credit bureaus. If you previously opted out of prescreened offers, you can opt back in through OptOutPrescreen.com. This will allow the major credit bureaus to include your information on lists that financial institutions like Chase use for targeted offers.

    • Is this a common question most people ask about Chase?

    Yes, it is a very common question for people to ask how to get more credit card offers from Chase. This is because Chase issues some of the most popular and rewarding credit cards on the market, such as the Chase Sapphire and Chase Freedom cards.

    The strong interest in Chase offers is driven by several factors, including:

  • The Chase 5/24 rule: This unwritten rule is a major concern for many credit card enthusiasts. It prevents applicants who have opened five or more personal credit cards from any bank in the past 24 months from being approved for most Chase cards. Because of this, people are often strategic about maximizing their "5/24 slots" and seek targeted or pre-approved offers as a potential way to bypass this restriction.

  • Targeted offers: Some people receive targeted offers through the mail or in their online account that may provide a better sign-up bonus than the publicly available offer. This leads many to actively seek ways to trigger these targeted offers.

  • Valuable rewards: Chase offers a versatile rewards currency known as Ultimate Rewards, which can be transferred to a variety of airline and hotel partners for high-value redemptions. Many consumers want to earn as many of these points as possible, leading them to look for opportunities to get new Chase cards.

  • Existing relationships: Existing Chase bank customers often wonder if their relationship with the bank, such as having a checking or savings account, can help their chances of being approved for a Chase credit card.

  • Improving credit: For those with a limited credit history, inquiries about Chase cards often revolve around the requirements for getting approved and how to improve their credit profile to be considered for one of Chase's cards.






    • * Information provided on this topic may include mistakes. For financial advice, consult a professional.

    FICO Credit Scores

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better.
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
      • Payment History
      • Amounts Owed
      • Length of Credit History
      • Type of Credit Used
      • New Credit

    Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.


    Security Notice: Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.

    *See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.

    Advertiser Disclosure: The card offers that appear on this site are from companies from which www.Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

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    • Advertiser Disclosure:

    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

    About Our Offers:

    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.