FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
    Rates & Fees

Arro Card

Arro Card
  • No hard inquiry to apply.
  • Apply in 5 minutes or less.
  • 1% cashback on gas and groceries
  • All Credit Types Accepted

  • *See Card Terms

Indigo® Mastercard® Apply



To apply for the Indigo® Mastercard® for Less than Perfect Credit, you must do so online through the official Indigo® website. The card is designed for people with less-than-perfect credit, so a credit score of 500 or higher gives you good approval odds.

Eligibility requirements

To be approved for the card, you must meet the following criteria:

  • Be at least 18 years old.
  • Have a valid Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN).
  • Have a physical U.S. street address (P.O. boxes are not accepted).
  • Demonstrate enough monthly income to pay your bills.
  • You must not have had an Indigo Mastercard account that was charged off due to delinquency.

  • How to apply online

    1. Visit the website: Go directly to the Indigo® website.

    2. Fill out the form: Complete the online form with your personal and financial information, including your:

      1. Name, address, email, and phone number.
      2. Date of birth
      3. Social Security number
      4. Total monthly income
      5. Total monthly expenses
    3. Prequalify with confidence: When you begin the application, the issuer (Concora Credit, Inc.) will perform a soft credit check. This process determines if you are pre-qualified without impacting your credit score.

    4. Confirm the offer: If you are pre-qualified, you will receive an offer with your potential annual fee and other terms. At this point, you will decide whether to accept the offer and submit the full application.

    5. Submit the full application: If you proceed, Concora Credit will perform a hard credit inquiry, which may slightly lower your credit score.

    6. Receive your decision: You will be notified of your application status after submitting. If approved, your card will be mailed to you.

    What to expect if approved

  • Annual fee: Depending on your creditworthiness, you may be assigned an annual fee. This fee will be charged to your account as soon as it's opened and will reduce your initial available credit.

  • Reporting to credit bureaus: The Indigo® Mastercard® reports your payment history to all three major credit bureaus (Experian, Equifax, and TransUnion). Timely payments are crucial for building or rebuilding your credit.

  • Credit limit: The Indigo® Mastercard® for Less than Perfect Credit comes with a relatively low credit limit, with a minimum of $700. It's designed for credit building, so it is best to only charge what you can pay back each month.


  • Indigo® Mastercard® for Less than Perfect Credit

    • Now with higher credit limits
    • Increase your access to available credit
    • Higher limit than before, still no security deposit required!
    • Greater access to credit than before
    • Less than perfect credit is okay
    • Mobile account access at any time
    • Account history is reported to the three major credit bureaus in the U.S.
    • CLICK HERE TO APPLY ONLINE

    Rates & Fees






    FICO Credit Scores

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better.
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
      • Payment History
      • Amounts Owed
      • Length of Credit History
      • Type of Credit Used
      • New Credit

    Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

    About Our Offers:

    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.