FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
    Rates & Fees

MilestoneĀ® Mastercard® - 1.5% Cashback Rewards

Destiny Mastercard
  • $700 Credit Limit
  • No security deposit
  • Less than perfect credit is ok
    Rates & Fees

Citi Strata Elite 100k Bonus Credit Card Offer

The Citi Strata Elite Card is currently offering a limited-time 100,000-point welcome bonus for new cardholders. To receive this offer, you must spend $6,000 on the card within the first three months of opening the account.

Key details of the offer

  • Bonus value: The 100,000 ThankYou points are valued at approximately $1,600 to $1,900 when redeemed for travel through transfer partners, or at least $1,000 when used toward flights booked via Citi Travel.

  • Availability: This limited-time bonus is the highest public offer for the card since its launch in July 2025. While the 100,000-point bonus was previously only available for in-branch applications, it can now be earned by applying online.

  • Eligibility: This offer is intended for new Citi Strata Elite cardmembers. If you've earned a welcome bonus on most Citi cards in the past, you generally have to wait 48 months to earn a new one.

  • Features of the Citi Strata Elite Card

    In addition to the welcome bonus, the card, which has a $595 annual fee, offers several benefits including:

  • Rewards: Earn up to 12x points on travel booked through cititravel.com, up to 6x points at restaurants during specific evening hours on Fridays and Saturdays (3x at other times), and 1.5x points on all other purchases.

  • Credits: Receive various annual credits, such as a $300 hotel credit for qualifying stays booked through cititravel.com, a Splurge Credit of up to $200 at select brands, up to $200 for Blacklane chauffeur service, and a credit of up to $120 for Global Entry or TSA PreCheck every four years.

  • Lounge access: Enjoy complimentary Priority Pass Select membership with guest access, and four American Airlines Admirals Club passes per year.

  • Transfer partners: Transfer ThankYou points to partners, including American Airlines AAdvantage, at a 1:1 ratio.

  • Is the bonus worth it for you?

    While the welcome bonus can offset the first year's annual fee, the long-term value of the card depends on your ability to utilize its premium benefits and credits. Consider your spending habits, particularly if you frequently book travel through Citi's portal or dine out on weekends, as these categories offer the highest reward rates. Citi banking customers may also qualify for annual relationship credits that can reduce the annual fee.

    Citi Strata Elite Card

    • For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.
    • Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
    • Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
    • Earn 1.5 Points per $1 spent on All Other Purchases
    • Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
    • No Foreign Transaction Fees

    Rates & Fees








    FICO Credit Scores

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better.
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
      • Payment History
      • Amounts Owed
      • Length of Credit History
      • Type of Credit Used
      • New Credit

    Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

    About Our Offers:

    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.