FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
    Rates & Fees

Milestone® Mastercard®

Destiny Mastercard
  • $700 Credit Limit
  • No security deposit
  • Less than perfect credit is ok
    Rates & Fees

ApplyExplorerCard.com Pre-Approved Mail Offer

United Explorer Card with a pre-approved offer, you would have followed a process tied to a specific invitation you received. While the applyexplorercard.com site is no longer active for new applications, the process for responding to a pre-approved offer from Chase typically works as follows.

How the pre-approved offer works

  • Receive the offer: You would get a physical mailer or an email from Chase (the issuer of the United Explorer Card) indicating that you are pre-approved. This offer is the result of a "soft pull" of your credit report, which means Chase has identified that you meet certain criteria based on a preliminary review of your credit history.

  • Use a unique code: The mailer would contain a unique invitation code or offer number that is tied to your specific offer.

  • Go to the designated website: You would be directed to a specific website, which used to be applyexplorercard.com, to input your unique code and verify your information.

  • Submit the full application: After entering your information and accepting the offer, you still need to complete the full credit card application. This is when Chase performs a "hard inquiry" on your credit report, which can slightly and temporarily lower your credit score.

  • Receive a final decision: Pre-approval does not guarantee final approval, but it does mean you have a higher likelihood of being approved. Chase still reviews your application with the full credit report and other financial information to make a final decision, which can be instant or take up to 7–10 business days.

  • Applying today

    While the specific application portal applyexplorercard.com is an older, invite-based portal, it may still redirect to a more current Chase page for pre-approved offers if you arrive there with a valid invitation. The core process for responding to a pre-approved offer from Chase for the United Explorer Card remains the same.

  • The initial offer is not a guarantee. A pre-approved or pre-selected offer means that based on a preliminary "soft inquiry" of your credit, Chase has determined you meet some initial criteria.

  • You must still complete a full application. Your unique invitation number or code directs you to a special application page. Here, you will be asked to provide more detailed financial information, such as your income and monthly housing payment, and you must agree to a full credit check.

  • A "hard inquiry" occurs during the full application. This type of inquiry is what can temporarily and slightly affect your credit score.

  • Approval can still be denied. Even if you have a pre-approved offer, your final approval can be denied if your financial situation has changed since the initial credit review or if the full application reveals new information.

  • The offer may have an expiration date. Pre-approved offers typically have a specific expiration date printed on the mailer, so it's important to respond before it expires.

  • If you have a recent invitation with a unique code, you can use the specified website. If not, the standard method is to check for pre-approved offers through your online Chase account or apply directly on the Chase website.








    * Information provided on this topic may include mistakes. For financial advice, consult a professional.

    FICO Credit Scores

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better.
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
      • Payment History
      • Amounts Owed
      • Length of Credit History
      • Type of Credit Used
      • New Credit

    Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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    About Our Offers:

    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.