FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
    Rates & Fees

MilestoneĀ® Mastercard® - 1.5% Cashback Rewards

Destiny Mastercard
  • $700 Credit Limit
  • No security deposit
  • Less than perfect credit is ok
    Rates & Fees

How to apply for a Costco Anywhere Visa® Card by Citi

To apply for the Costco Anywhere Visa® Card by Citi, you must first be an active Costco member and generally need excellent credit. You can apply for the card in-person at a Costco warehouse, online, or over the phone.

Before you apply

  • Obtain a Costco membership: The Costco Anywhere Visa is only available to Costco members. You can purchase a membership online at Costco.com, at your local warehouse, or by calling Costco's Member Service Center at 1-800-774-2678.

  • Check your credit: Applicants generally need a credit score of 750 or higher to be approved. A hard inquiry will be performed when you apply, which can temporarily affect your credit score.

  • Gather required information: For your application, you will need your Costco membership number, personal details (Social Security number, date of birth, address), and financial details (annual income and monthly mortgage or rent payment).

  • Ways to apply

  • Online: Applying online is the quickest way to submit your application. Go to the Citi website for the Costco Anywhere Visa® Card by Citi or Costco.com, or click "Apply Now" button below. You may receive an instant decision.

  • In-person: Visit the membership counter at any Costco warehouse. A representative can help you fill out an application. If approved, you may be able to get a temporary card to use in-store immediately.

  • By phone: Call Citi directly at 1-800-259-3052 to apply for the card over the phone with a customer service representative.

  • After you apply

  • Instant decision: If you apply online, you may receive a decision within a minute. In some cases, it can take up to 10 business days for a response.

  • Receiving your card: If approved, your new card should arrive in 7 to 14 business days.

  • Costco Anywhere Visa® Card by Citi

    • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
    • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
    • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
    • 2% cash back on all other purchases from Costco and Costco.com
    • 1% cash back on all other purchases
    • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
    • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

    Rates & Fees








    FICO Credit Scores

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better.
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
      • Payment History
      • Amounts Owed
      • Length of Credit History
      • Type of Credit Used
      • New Credit

    Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

    Advertiser Disclosure:

    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

    About Our Offers:

    The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.