GettingACreditCard.com - About Us
GettingACreditCard.com is a 3rd party resource of online credit card applications. We work with banks and credit card companies. The credit card offers on our site are from the most well known credit card issuers in the business. All credit card applications on our site utilize Secure SSL Technology for secure transmissions. This means all information filled out by users is sent encrypted to the credit card company. We have been in business since December 2001. And, have helped many individuals find a credit card card or credit related services.
Our goal is to provide consumers with the accurate information they need to make good decisions about how to deal with their credit situation. In addition, we provide links to credit card offers for those with good credit, bad credit, or no credit. We work very hard to bring consumers the most up to date information. Because of this commitment, we have grown into one of the top providers of online credit card applications.
Please note that www.gettingacreditcard.com has financial relationships with ALL of the merchants mentioned within our site. Gettingacreditcard.com is compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.
FICO Credit Scores
A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.
What is a Credit Score?
A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.
Credit Score Facts
- Credit Scores range from 300-850, the higher the better.
- Most lenders base approval on your credit score.
- Higher Scores mean lower payments and better deals.
- Higher Scores mean Lower interest rates.
- Scores are determined by 5 main categories:
- Payment History
- Amounts Owed
- Length of Credit History
- Type of Credit Used
- New Credit
Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
Security Notice: Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
Advertiser Disclosure: The card offers that appear on this site are from companies from which www.Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.
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