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Orchard Bank® Classic MasterCards
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    Capital One® Platinum Credit Card
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    Capital One® Classic Platinum Credit Card
  • Enjoy Platinum benefits
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    Visa Credit Cards | PrePaid Debit Cards





      Visa - Payment card used by people around the world, Visa credit cards offer convenience and reliability. Use Visa credit cards to pay for purchases in more than 170 countries, as well as at Internet merchants.




    Capital One® VentureOne(SM) Rewards Credit Card


    • 1.25 miles per dollar on every purchase, every day
    • Earn 10,000 bonus miles, equal to $100 in travel
    • Redeem miles for airline tickets, hotel rooms, car rentals and more
    • No limit on the miles you can earn and miles won't expire
    • Fly free on any airline, any time with no blackout dates
    • 0% intro APR on purchases until February 2013
    • No foreign transaction fees
    • No annual fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on purchases*
    until February 2013*
    11.9-19.9% (V)*
    None*
    Yes*
    Excellent - Good Credit*


    Capital One® Venture(SM) Rewards Credit Card


    • Money® Magazine's "Most Rewarding Card if you crave free airline flights"
    • 2 miles per dollar on every purchase, every day
    • Earn 10,000 bonus miles, equal to $100 in travel
    • Redeem your miles for ANY travel expense
    • No limit on the miles you can earn and miles won't expire
    • Fly free on any airline, any time with no blackout dates
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $59 after that
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    11.9-19.9% (V)*
    $0 intro for first year;
    $59 after that*
    Yes*
    Excellent - Good Credit*


    Capital One® Orbitz® Visa® Platinum


    • 3 points per dollar spent on eligible Orbitz.com bookings
    • Get 1 point per dollar on all other purchases
    • Bonus points on eligible Orbitz.com bookings
    • No limit on the points you can earn and points don't expire
    • Redeem for travel, merchandise, gift cards and more
    • Earn travel quickly with low redemption minimums
    • 250 point refueling bonus when you redeem points for awards
    • No annual fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on purchases*
    until February 2013*
    13.9-19.9% (V)*
    None*
    Yes*
    Excellent - Good Credit*


    MTV® Visa® Card from Capital One®


    • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
    • Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
    • 1 point per $1 spent on everything else
    • 25 bonus points each billing period you keep your account in good standing by paying on time
    • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
    • Also, redeem for travel, merchandise, gift cards and more
    • No limit on the points you can earn and points don't expire
    • 0% intro APR--pay no interest on purchases until February 2013
    • No annual fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on purchases*
    until February 2013*
    13.9-19.9% (V)*
    None*
    Yes*
    Excellent - Good Credit*


    Journey(SM) Student Rewards from Capital One®


    • Designed to help students build good credit with responsible use
    • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
    • Customizable text and e-mail alerts to help keep you on track
    • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
    • No annual fee
    • $0 Fraud Liability if your card is lost or stolen
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    19.8% (V)*
    None*
    Yes*
    Average/Limited Credit*


    Citi® Platinum Select® Visa®


    • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
    • $0 Liability on unauthorized purchases
    • Citi® Identity Theft Solutions
    • Secure, free online account management
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    18 months on balance transfers and 18 months on purchases*
    11.99%-21.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back


    • $100 cash back after $500 in purchases within the first 3 months of account opening
    • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
    • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
    • Full 1% cash back on all other purchases and eligible cash advances
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers and purchases*
    12.99-22.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back


    • $200 cash back after $500 in purchases within the first 3 months of account opening
    • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment
    • Full 1% cash back on eligible purchases and cash advances
    • No Annual Fee*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.99% - 22.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi Forward® Card


    • Credit Needed: Excellent
    • $100 in gift cards - When you redeem the 10,000 bonus ThankYou Points recieved after you make $650 in purchases and sign up for paperless statements within the first 3 months
    • 0% intro APR for 12 months on balance transfers and 7 months on purchases. After that, 12.99%-22.99% variable
    • 5 points for every $1 spend at resturants and on books, movies, and music.
    • No Annual Fee
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers and 7 months on purchases*
    12.99%-22.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Hilton HHonors™ Visa Signature® Card


    • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.24 (Variable)*
    None*
    N/A*
    Excellent Credit*


    Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR


    • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
    • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
    • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 -3/31/12.
    • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
    • No annual fee and rewards never expire
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers*
    11.99%-22.99% Variable*
    None*
    Yes*
    Excellent Credit*


    Chase Freedom® Visa $200 Bonus Cash Back


    • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
    • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
    • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
    • No annual fee and rewards never expire
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.99%-22.99% Variable*
    None*
    Yes*
    Excellent Credit*


    Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration


    • Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
    • 0% Intro APR for up to 15 months - a variable APR as low as 11.99% -21.99% after your 0% ends
    • Slate with Blueprint® helps you pay down your balances faster and save on interest
    • Transfer your higher rate balances
    • No Annual Fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    Up to 15 Months*
    11.99%-21.99% Variable*
    None*
    Yes*
    Excellent Credit*


    Chase Sapphire®


    • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
    • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
    • Points never expire and there are no limits on how many points you can earn
    • Redeem points for travel, gift cards, merchandise, cash back and more
    • 24/7 direct access to expert service advisors (No voice recording)
    • No annual fee!
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.24% Variable*
    None*
    No*
    Excellent Credit*


    Chase Sapphire® Preferred


    • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
    • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
    • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
    • No foreign transaction fees
    • Earn a 7% annual points dividend - even on points already redeemed
    • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
    • 24/7 direct access to expert service advisors (No voice recording)
    • No Annual Fee for your first year - A $95 value
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.24% Variable*
    $95, waived first year*
    Yes*
    Excellent Credit*


    Maximum Rewards(SM) Platinum Edition® Visa® Card


    • 0% Intro APR for 12 billing cycles on balance transfers
    • 0% Intro APR for 6 billing cycles on purchases
    • Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
    • Use rewards for travel, merchandise, gift cards and more
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers
    and 6 months on purchases*
    11.99-19.99%(V)*
    None*
    Yes*
    Excellent Credit*


    Simmons First VisaŽ Platinum


    • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
    • Low 7.25% variable standard purchase APR and platinum benefits
    • No balance transfer fee for balances transferred in response to this online offer
    • No Annual Fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    7.25% Variable*
    None*
    Yes*
    Excellent Credit*


    Simmons First VisaŽ Platinum Rewards


    • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
    • Low 9.25% variable standard purchase APR and platinum benefits
    • No balance transfer fee for balances transferred in response to this online offer
    • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
    • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
    • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
    • No annual fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    9.25% Variable*
    None*
    Yes*
    Excellent Credit*


    Marriott Rewards® Credit Card


    • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
    • No Annual fee for your first year - that's a $45 value*
    • Earn 3 points for every $1 spent at Marriott® locations
    • Earn 1 point for every $1 spent on other purchases Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
    • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.24% Variable*
    See Terms*
    Yes*
    Excellent Credit*


    Marriott Rewards® Premier Credit Card


    • Earn 50,000 Bonus Points after your first use
    • Receive 1 free night stay upon account approval and each year upon account anniversary
    • Earn 5 points for every $1 spent at Marriott® locations
    • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
    • Earn 1 point for every $1 spent on other purchases
    • No foreign transaction fees
    • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
    • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.24% Variable*
    $85*
    Yes*
    Excellent Credit*


    United Mileage Plus® Select® Visa Card


    • Earn 30,000 bonus miles and $50 United discount travel certificate after you spend $250 with your new card. That's enough miles for a roundtrip Saver Award ticket to anywhere in the continental United States.
    • Earn 3 miles per $1 spent on eligible United and Continental purchases
    • Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries dining and Star Alliance purchases. Earn 1 mile per $1 spent on all other purchases.
    • Earn up to 5,000 Elite Qualifying Miles (EQM) per year for United.com purchases.
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.24% Variable*
    $95*
    Yes*
    Excellent Credit*


    United MileagePlus® Explorer Card


    • Earn up to 40,000 bonus miles & first year free, a $95 value*
    • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
    • Board your flight before general boarding with priority boarding privileges
    • Visit the United Club with two complimentary day passes every year, up to a $100 value
    • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
    • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
    • Your miles don't expire and there is no limit to the number of miles you can earn
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.24% Variable*
    $95, waived the first year*
    Yes*
    Excellent Credit*


    Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT


    • NOW! Earn a FREE FLIGHT after your first purchase
    • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
    • Now you can redeem for International Travel, Hotels, Gift Cards and more.
    • Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
    • Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
    • No Change fees - if you need to change your flight, you won't be charged a fee
    • September 11th Security Fee Applies
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.24% Variable*
    See Terms*
    Yes*
    Excellent Credit*


    IBERIABANK Visa Classic


    • No annual membership fee
    • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
    • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
    • Online access to credit card account information
    • CLICK HERE TO APPLY ONLINE

      *See website for complete terms and conditions of card usage and application disclosure.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    1.99% on balance transfers*
    6 months*
    Prime + 4.00% thru
    Prime + 10.00%*
    None*
    Yes*
    Good Credit*


    IBERIABANK Visa Gold


    • No annual membership fee
    • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
    • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
    • Earn 1% in cash back credit on all qualifying purchases
    • No limit on cash back; no expiration date on eligibility for accounts in good standing
    • Travel accident coverage up to $500,000
    • Online access to credit card account information
    • CLICK HERE TO APPLY ONLINE

      *See website for complete terms and conditions of card usage and application disclosure.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    1.99% on balance transfers*
    6 months*
    Prime + 6.00% thru
    Prime + 12.00%*
    None*
    Yes*
    Good Credit*


    IBERIABANK Visa Platinum


    • No annual membership fee
    • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
    • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
    • Earn 1 bonus point for every $1 in qualifying net retail purchases
    • Turn your points into hotel, gift, or experience rewards
    • Travel accident coverage up to $1,000,000
    • Online access to credit card account information
    • CLICK HERE TO APPLY ONLINE

      *See website for complete terms and conditions of card usage and application disclosure.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    1.99% on balance transfers*
    6 months*
    Prime + 6.00% thru
    Prime + 12.00%*
    None*
    Yes*
    Excellent Credit*


    Credit One Bank - Visa® Platinum Card


    • Pre-Qualify for a Visa credit card without affecting your credit score
    • Get a starting credit line up to $1,500
    • No enrollment and no over the credit limit fees
    • Choose your card design from our premium gallery
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    23.90%*
    See Website*
    N/A*
    Bad/Fair Credit*


    Orchard Bank® Visa® Cards


    • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
    • Acceptance at millions of locations worldwide, including website purchases and reservations
    • Your account information is updated and at your fingertips 24/7 so you can manage it your way
    • Email and text messages are available to remind you of your upcoming payment due date
    • Knowledgeable customer service representatives to assist you with questions or concerns
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.99% or 19.99%, or 7.99% for secured cards*
    $0-$59 the first year,
    $35-$59 per year thereafter*
    N/A*
    Bad Credit*


    PenFed VISA Platinum Gas / Cash Rewards Card


    • 13.99% APR -- lower than most rewards cards!
    • Earn 5.00% cash back from gas purchases paid at the pump*
    • Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
    • Up to $50,000 limit
    • No Annual Fee
    • Cash Rewards credited each month
    • No special restrictions to earn your cash rewards
    • Limited Time Only - Low Balance Transfer Rates†
    • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.99%(V)*
    None*
    Yes*
    Excellent Credit*


    PenFed Promise VISA Card


    • Absolutely No Fees!
    • 7.49% introductory purchase APR for first 36 months! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
    • No-fee cash advances carry a 17.99% APR
    • No Foreign Transaction Fees!
    • Some restrictions apply.
    • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    7.49%*
    On Purchases*
    36 Months*
    9.99%(V)*
    None*
    Yes*
    Excellent Credit*


    Platinum Zero® Secured Visa® Credit Card from Applied Bank®


    • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
    • ZERO - 0% Rate Won't Change - Even If You're Late!
    • ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
    • ZERO Application Fees
    • ZERO Worries - FREE Personal ID Theft Protection
    • ZERO Delays - Timely CREDIT Bureau Reporting!
    • CLICK HERE TO APPLY ONLINE

      *See Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    0%*
    See website*
    N/A*
    Bad Credit*


    READYdebit® Platinum Prepaid Visa® Card


    • Direct Deposit your paychecks for free!
    • Account is fully FDIC insured
    • Easy cash reloading at 50,000+ retail locations
    • Share money between two READYdebit cards instantly
    • No credit or ChexSystems(TM) checks
    • No Credit Check*, no Overdraft Fees or Balance Minimums
    • No bounced checks - Ever!
    • CLICK HERE TO APPLY ONLINE
    Intro APR
    Intro Period
    Regular APR
    Monthly Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    None*
    N/A*
    No Credit Check*


    UPside VisaŽ Prepaid Card


    • Save up to $220 compared with other prepaid cards
    • 100% approval with no credit check and no activation fee
    • $0.99 monthly fee with total load of $500 or more
    • Free Direct Deposit from employers or load cash at 50,000 retailers
    • CLICK HERE TO APPLY ONLINE
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    None*
    N/A*
    No Credit Check*


    BabyPhat Prepaid VisaŽ RushCard


    • Card to card transfers between RushCard members
    • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
    • Free customer service 24/7
    • No monthly fees and no hidden fees
    • This is a debit card, not a credit card;
    • CLICK HERE TO APPLY ONLINE
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    N/A*
    N/A*
    No Credit Check*


    Prepaid VisaŽ RushCard


    • Card to card transfers between RushCard members
    • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
    • Free credit builder and account text alerts
    • Free direct deposit of tax refunds, anticipation loans and paychecks
    • This is a debit card, not a credit card;
    • CLICK HERE TO APPLY ONLINE
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    N/A*
    N/A*
    No Credit Check*


    Purple Diamond Prepaid VisaŽ RushCard


    • Card to card transfers between RushCard members
    • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
    • Free direct deposit of tax refunds, anticipation loans and paychecks
    • This is a debit card, not a credit card;
    • CLICK HERE TO APPLY ONLINE
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    N/A*
    N/A*
    No Credit Check*


    Black Diamond Prepaid VisaŽ RushCard


    • Card to card transfers between RushCard members
    • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
    • Online bill pay, free credit builder, free text alerts
    • This is a debit card, not a credit card;
    • CLICK HERE TO APPLY ONLINE
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    N/A*
    N/A*
    No Credit Check*


    AccountNow® No Monthly Fee Prepaid Visa® Card


    • $0 Monthly Fee
    • 100% Guaranteed Approval*
    • No Credit Check
    • Free Direct Deposit*
    • Now with Purchase Rewards
    • Faster and Easier way to your money
    • CLICK HERE TO APPLY ONLINE

      *Cardholder fees apply.
    Intro APR
    Intro Period
    Regular APR
    Monthly Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    N/A*
    N/A*
    No Credit Check*


    FICO Credit Scores
    Excellent Credit 750-850
    Good Credit 660-749
    Fair Credit 620-659
    Bad/Poor Credit 350-619
    No Credit 0-0
    Do You Know Your Credit Score? Find Out Now!

    Get Your Triple Credit Score
    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
    your credit score will determine whether you will be approved for a credit card.
    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

     



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