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Orchard Bank® Classic MasterCards
  • Easy Approval Process
  • Competitive APR's
  • Less than perfect credit
         See Card Terms

  • Apply Online
     
     
    Capital One® Platinum Credit Card
  • Annual fee waived 1st year
  • Platinum Benefits
  • For people with limited credit
         See Card Terms

  • Apply Online
     
     
    Credit One Bank - Visa® Platinum Card
  • Pre-Qualify for a Visa card
  • Won't affect your credit score
  • For poor to fair credit
         See Card Terms

  • Apply Online
     
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    College Student Credit Cards
    College Student Credit Cards







     Student/college credit cards are credit cards specifically designed for individuals attending college. Student credit cards are an excellent choice for first time applicants attending college. Below are a list of Student Credit Card offers. Browse our list of credit cards for students and apply online. Safe and secure online applications.

    Citi® Dividend Platinum Select® Card for College Students


    • No cosigner required
    • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores and utilities (including cable) for 6 months; 1% thereafter
    • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
    • Earn a full 1% cash back on all other purchases*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    7 months on purchases*
    13.99%-21.99% (Variable)*
    None*
    Yes*
    Excellent - Good Credit*


    Citi Forward® Card for College Students


    • No cosigner required
    • APR reduction on purchases when using credit wisely
    • 100 ThankYou Points® each billing period that you pay on time and stay under your credit line
    • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    0% Intro APR for 7 months on purchases*
    13.99%-22.99% (Variable)*
    None*
    Yes*
    Excellent - Good Credit*


    Journey(SM) Student Rewards from Capital One®


    • Designed to help students build good credit with responsible use
    • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
    • Customizable text and e-mail alerts to help keep you on track
    • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
    • No annual fee
    • $0 Fraud Liability if your card is lost or stolen
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    19.8% (V)*
    None*
    Yes*
    Average/Limited Credit*


    Discover® Student Card - $20 Cashback Bonus


    • Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
    • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
    • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
    • Up to 1% unlimited Cashback Bonus on everything else you buy
    • $0 Fraud Liability- you will not be responsible for unauthorized charges
    • No Annual Fee
    • Text and Email alerts
    • CLICK HERE TO APPLY ONLINE

      *Click apply to view rates, fees, rewards, limitations and other important information
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on Purchases*
    6 Months*
    12.99%-18.99%(V)*
    None*
    N/A*
    Limited/Good Credit*


    Discover® Student Card


    • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
    • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
    • Up to 1% unlimited Cashback Bonus on everything else you buy
    • $0 Fraud Liability- you will not be responsible for unauthorized charges
    • No Annual Fee
    • Text and Email alerts
    • CLICK HERE TO APPLY ONLINE

      *Click apply to view rates, fees, rewards, limitations and other important information
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on Purchases*
    9 Months*
    12.99%-18.99%(V)*
    None*
    N/A*
    Limited/Good Credit*


    Discover® Student Open Road Card


    • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
    • Double Cashback Bonus®* at gas stations and restaurants.
    • Up to 1% unlimited Cashback Bonus on everything else you buy
    • $0 Fraud Liability- you will not be responsible for unauthorized charges
    • No Annual Fee
    • Text and Email alerts
    • CLICK HERE TO APPLY ONLINE

      *Click apply to view rates, fees, rewards, limitations and other important information
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    9 Months*
    12.99%-18.99%(V)*
    None*
    N/A*
    Limited/Good Credit*




    FICO Credit Scores
    Excellent Credit 750-850
    Good Credit 660-749
    Fair Credit 620-659
    Bad/Poor Credit 350-619
    No Credit 0-0
    Do You Know Your Credit Score? Find Out Now!

    Get Your Triple Credit Score
    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
    your credit score will determine whether you will be approved for a credit card.
    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

     



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