FEATURED CREDIT CARDS

Milestone Mastercard®

Milestone Gold Mastercard®
  • Quick & easy application
  • Pre-qualification available
  • All credit types considered
    *See Card Terms

Citi Custom Cash® Card

Citi Custom Cash<sup>®</sup> Card
  • No Annual Fee
  • Low Intro Rate
  • Good/Excellent Credit
    Rates & Fees

Capital One® Platinum Credit Card

Capital One<sup>®</sup> Platinum Credit Card
  • Pay no annual fee
  • Platinum Benefits
  • Limited credit Okay
    Rates & Fees

Unsecured Credit Cards for Limited or No Credit History

Credit cards for individuals with limited or no credit history allows people to start building credit. If you are new to credit, you will have a FICO Score of 0. You have no payment history, meaning you have never taken any kind of loan out in your name. The card(s) below are for individuals with limited or "no credit history". If you are eligible, the card(s) below might be the right choice for you. Select a card from our Advertisers and apply online fast and secure.

FICO Credit Scores

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

Credit Score Facts

  1. Credit Scores range from 300-850, the higher the better.
  2. Most lenders base approval on your credit score.
  3. Higher Scores mean lower payments and better deals.
  4. Higher Scores mean Lower interest rates.
  5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

Advertiser Disclosure:

The card offers that appear on this site are from companies from which www.Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

About Our Offers:

The card offers that appear on this site are from companies from which www.Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.