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Orchard Bank® Classic MasterCards
  • Easy Approval Process
  • Competitive APR's
  • Less than perfect credit
         See Card Terms

  • Apply Online
     
     
    Capital One® Platinum Credit Card
  • Annual fee waived 1st year
  • Platinum Benefits
  • For people with limited credit
         See Card Terms

  • Apply Online
     
     
    Capital One® Classic Platinum Credit Card
  • Enjoy Platinum benefits
  • Travel accident insurance
  • For people with limited credit
         See Card Terms

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    MasterCard.com
    MasterCard Credit Cards | PrePaid Debit Cards





      MasterCard Worldwide manages a family of well-known, widely accepted payment cards brands including MasterCard, Maestro, and Cirrus and serves financial institutions, consumers, and businesses in over 210 countries and territories worldwide.




    Citi® Platinum Select® MasterCard®


    • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
    • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
    • No annual fee
    • Secure, free online account management
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    18 months on balance transfers and 18 months on purchases*
    11.99%-21.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Diamond Preferred® Card


    • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
    • Citi® Identity Theft Solutions
    • $0 liability on unauthorized purchases
    • Secure, free online account management
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    18 months on balance transfers and 18 months on purchases*
    11.99%-21.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Citi® Simplicity Card


    • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
    • Peace of mind through direct access to a service representative, no late fees and no penalty rate
    • No annual fee*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    18 months on balance transfers and purchases*
    12.99 - 21.99% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Capital One® Platinum Prestige Credit Card


    • 0% intro APR until May 2013 on balance transfers
    • 0% intro APR until May 2013 on purchases
    • No annual fee
    • $0 Fraud Liability if your card is lost or stolen
    • 24-hour travel assistance gives you a replacement card and cash advance
    • 24-hour roadside assistance
    • Pick an image for your card--choose the one shown here, any of the hundreds in our collection or add your own
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    until May 2013*
    10.9-18.9% (V)*
    None*
    Yes*
    Excellent - Good Credit*


    Capital One® Cash


    • $100 Bonus after you spend $500 in the first 3 months
    • 50% bonus on the cash back you earn every year
    • 1% cash back on all purchases
    • No annual fee
    • Earn unlimited cash rewards that don't expire
    • Redeem cash rewards anytime for any amount, even set up automatic redemption
    • Personalize your card with an image of your choice
    • 0% intro APR on purchases and balance transfers until February 2013.
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on purchases*
    until February 2013*
    12.9-20.9% (V)*
    None*
    Yes*
    Excellent - Good Credit*


    Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR


    • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
    • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
    • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
    • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
    • No annual fee and rewards never expire
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on Balance Transfers*
    11.99%-22.99% Variable*
    None*
    Yes*
    Excellent Credit*


    Chase Sapphire®


    • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
    • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
    • Points never expire and there are no limits on how many points you can earn
    • Redeem points for travel, gift cards, merchandise, cash back and more
    • 24/7 direct access to expert service advisors (No voice recording)
    • No annual fee!
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.24% Variable*
    None*
    No*
    Excellent Credit*


    Chase Sapphire® Preferred


    • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
    • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
    • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
    • No foreign transaction fees
    • Earn a 7% annual points dividend - even on points already redeemed
    • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
    • 24/7 direct access to expert service advisors (No voice recording)
    • No Annual Fee for your first year - A $95 value
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.24% Variable*
    $95, waived first year*
    Yes*
    Excellent Credit*


    Continental Airlines OnePass® Plus Card


    • Earn up to 40,000 bonus miles & first year free ($95 value)*
    • Now with priority boarding privileges on Continental and United flights
    • Check your first bag for free on Continental and United flights, up to a $50 value
    • Visit the United Club with two complimentary passes every year, a $100 value
    • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
    • Your miles don't expire and there is no limit to the number of miles you can earn
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.24% Variable*
    $95, First Year Free*
    Yes*
    Excellent Credit*


    Orchard Bank® Classic MasterCards


    • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
    • Acceptance at millions of locations worldwide, including website purchases and reservations
    • Your account information is updated and at your fingertips 24/7 so you can manage it your way
    • Email and text messages are available to remind you of your upcoming payment due date
    • Knowledgeable customer service representatives to assist you with questions or concerns
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.99% or 19.99%, or 7.99% for secured cards*
    $0-$59 the first year,
    $35-$59 per year thereafter*
    N/A*
    Bad Credit*


    First PREMIER® Bank Classic Credit Card


    • Checking Account Required
    • A credit card offer for those with less than perfect credit!
    • Reports your credit history to the major Consumer Reporting Agencies
    • Just click it! Responses in 60 seconds
    • This is a credit card - not a debit or prepaid card
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    Bad/Fair Credit


    First PREMIER® Bank MasterCard® Credit Card


    • Must have checking account to qualify
    • If approved, pay your Processing Fee to open your account and access your $300 credit limit
    • Reports to the major Consumer Reporting Agencies
    • Easy Application Process!
    • Bad Credit? Good Option!
    • Pay no interest on purchases by paying your balance in full each month.
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    Bad/Fair Credit


    PREMIER Forward® MasterCard Credit Card


    • Must have checking account to qualify
    • A good choice for those with less than perfect credit.
    • Monthly reporting to major Consumer Reporting Agencies. Apply now!
    • Countdown to your response! Only 60 seconds!
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    Bad/Fair Credit


    PREMIER Possibilities® Credit Card


    • Must have checking account to qualify
    • If approved, pay your Processing Fee to open your account and access your $300 credit limit
    • Once your account is open, you may have the chance to personalize your credit card
    • Struggling to obtain credit? This may be the credit card for you
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    Bad/Fair Credit


    First PREMIER® Bank Secured Credit Card


    • This is a genuine secured credit card - not a debit or prepaid card
    • Reports monthly to the major Consumer Reporting Agencies
    • You establish your credit limit - From $200 minimum up to $5,000!
    • Security Deposits are placed in an FDIC-insured account
    • Your credit card account is accessible by phone 24/7
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    All credit types welcome


    Centennial® Secured Credit Card


    • Security deposits are held in an FDIC-insured account
    • No credit history required
    • Your account activity reports monthly to the major Consumer Reporting Agencies
    • CLICK HERE TO APPLY ONLINE

      FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A
    N/A
    See Website
    See Website
    N/A
    All credit types welcome


    BuyRIGHT Prepaid MasterCard® Card


    • Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!
    • First cash load absolutely FREE at any GreenDot location.
    • FREE Direct Deposit, Online bill pay, Earn rewards.
    • No credit check, 100% approved!*
    • No bounced check fees or overdraft fees, EVER!
    • Travel, Rent Cars, Reserve Hotels, Shop online safely!
    • Unbelievable Customer Service!
    • CLICK HERE TO APPLY ONLINE

      *See website for complete terms and conditions of card usage and application disclosure.
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    N/A*
    N/A*
    No Credit Check*


    AccountNow® Prepaid MasterCard® Card


    • Instant Guaranteed Approval* - no credit check for card approval
    • $0 ACTIVATION FEE
    • Free Direct Deposit
    • Free Online Bill Pay
    • No Overdraft Fees - no minimum balance required
    • Reloadable - $10,000 balance limit
    • CLICK HERE TO APPLY ONLINE
    Intro APR
    Intro Period
    Regular APR
    Monthly Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    $9.95*
    N/A*
    No Credit Check*


    FICO Credit Scores
    Excellent Credit 750-850
    Good Credit 660-749
    Fair Credit 620-659
    Bad/Poor Credit 350-619
    No Credit 0-0
    Do You Know Your Credit Score? Find Out Now!

    Get Your Triple Credit Score
    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
    your credit score will determine whether you will be approved for a credit card.
    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

     



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    See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Online " button you can review the credit card terms and conditions on the credit card issuer's web site.
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