FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
    Rates & Fees

Milestone® Mastercard®

Destiny Mastercard
  • $700 Credit Limit
  • No security deposit
  • Less than perfect credit is ok
    Rates & Fees

Credit Cards for Excellent Credit

Credit card applications for excellent credit are available to individuals here. Excellent credit cards are for people with an A+ credit history. If you are eligible for a excellent credit credit card, the cards below might be the right choice for you. Select a card from our Advertisers and apply online fast and secure.

Read our Review: Chase Freedom Unlimited® Review: $0 Annual Fee and Strong Cash Back Rewards.

Popular Categories:
Credit Cards for Good Credit
Low Interest Credit Cards
No Annual Fee Credit Cards

Citi® Diamond Preferred® Card

  • 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.74% - 27.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • No Annual Fee - our low intro rates and all the benefits don’t come with a yearly charge.

Rates & Fees

Citi Strata Card

  • Earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.
  • 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
  • Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
  • Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
  • No Annual Fee

Rates & Fees

Citi Strata Premier® Card

  • Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Rates & Fees

Costco Anywhere Visa® Card by Citi

  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Rates & Fees

Citi® / AAdvantage® Globe Mastercard®

  • For a limited time, earn 90,000 American Airlines AAdvantage® bonus miles after $5,000 in purchases within the first 4 months of account opening.
  • American Airlines AAdvantage® bonus miles are not available if you have received AAdvantage® bonus miles for a new AAdvantage® Globe account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a AAdvantage® Globe account.
  • Every calendar year, receive four Admirals Club® Globe Passes.
  • Global Entry® or TSA PreCheck® application fee credit of up to $120 every 4 years.
  • Earn 6 AAdvantage® miles for every $1 spent on eligible hotels booked through aadvantagehotels.com.
  • Earn 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
  • Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery.
  • Earn 1 AAdvantage® miles for every $1 spent on all other purchases.

Rates & Fees

Atlas Rewards Credit Card

  • Cash back on gas, subscriptions and more
  • Safe spending limits that grow with you
  • No credit history required
  • CLICK HERE TO APPLY ONLINE

Discover it® Cash Back

  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. Plus, your cash back won't expire for the life of the account
  • Start shopping and earning rewards in minutes with your virtual card, before your physical card arrives in the mail, if eligible.
  • Get a 0% intro APR for 15 months on purchases and balance transfers. Then 17.74% to 26.74% Standard Variable Purchase APR applies, based on credit worthiness.
  • Apply now and you could get a decision in as little as 90 seconds. No annual fee.
  • See if you're pre-approved with no harm to your credit score
  • Terms and conditions apply.

Disclaimer: We are NOT affiliated with Discover, and we do NOT receive compensation if you apply using the link below. This content is for informational purposes only, provided to help you find the credit card that best suits your needs.

Rates & Fees

Discover it® Miles

  • Earn unlimited 1.5x Miles on travel purchases and all your everyday purchases. There's no limit to how many Miles you can earn. And however you redeem, Miles have the same value.
  • 2x Miles your first year with Discover Match®. We'll automatically match all the Miles you've earned at the end of your first year. No minimum spending requirement on your new card.
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.
  • 0% intro APR for 15 months on purchases and balance transfers; 17.74% to 26.74% variable APR after that; Balance Transfer Fee applies.
  • No annual fee
  • Terms and conditions apply.

Disclaimer: We are NOT affiliated with Discover, and we do NOT receive compensation if you apply using the link below. This content is for informational purposes only, provided to help you find the credit card that best suits your needs.

Rates & Fees





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Experian Boost: A Comprehensive Guide to Boosting Your Free Credit Score

FICO® Credit Scores

A FICO® Score is a specific, proprietary type of credit score created by the Fair Isaac Corporation (FICO). It is the most widely used credit scoring model, with approximately 90% of top U.S. lenders using a FICO® Score to make lending decisions.

FICO® Score Ranges:

  • Exceptional: 800–850
  • Very Good: 740–799
  • Good: 670–739
  • Fair: 580–669
  • Poor: 300–579
While many people (and credit education websites) use "Excellent" and "Bad" as general, descriptive terms, FICO® officially categorizes its score ranges as Poor, Fair, Good, Very Good, and Exceptional.

What is a Credit Score?

A credit score is a three-digit number, typically ranging from 300 to 850, that predicts your creditworthiness—how likely you are to repay borrowed money on time. Lenders use this score to assess the risk of lending to you and to determine the interest rates and terms of any credit you might receive.

Why is a Credit Score Important?
A credit score is important because it acts as your financial reputation. Lenders, landlords, insurers, and employers use this single number to quickly judge how reliable you are with money. A higher score helps you qualify for loans and credit cards, often securing lower interest rates that can save you significant money. Conversely, a poor credit score can lead to application denials or much higher costs for borrowing, making it a key factor in your overall financial opportunities.

FICO® Credit Score Facts

Key Characteristics of FICO® Scores

  • Three-Digit Number: Like other credit scores, FICO® Scores are a three-digit number that summarizes a consumer's credit risk.

  • Range: Most standard FICO® Scores range from 300 to 850. Higher scores indicate lower credit risk.

  • Data Source: FICO® Scores are calculated using data from your credit reports maintained by the three major credit bureaus: Experian, Equifax, and TransUnion. Your score may vary slightly depending on which bureau's data is used.

  • Industry Standard: Lenders rely on FICO® Scores for mortgages, auto loans, and credit cards because they provide a consistent, statistically sound assessment of the likelihood that a borrower will repay their debt.

Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.