Secured Credit Cards

 Secured credit cards are linked to a bank account, allowing a credit card company to deduct payment if the cardholder fails to pay. To obtain a secured card, a consumer must deposit an amount of money equal to the credit limit of the card into a bank account. This account is separate from any other accounts the consumer may have.

Bank of America Secured Visa® Card

Credit lines available from $300 to $10,000 Set your own credit limit Build or reestablish your credit CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

UltraVX Visa®

Credit-On Demand™: up to $25,000 credit line--Patent Pending Instant Approval: no credit check, no minimum income or bank account required Credit Reporting: reports to major credit bureaus Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more...no restrictions! Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide CLICK HERE TO APPLY ONLINE *Patent Pending

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* N/A* None* N/A* Bad Credit OK*

First PREMIER Bank Secured MasterCard®/Visa®

A Credit Card for Those With Less Than Perfect Credit Monthly reporting to 4 major credit bureaus Quality Customer Service CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

Centennial Secured MasterCard®/Visa®

A Credit Card for Those With Less Than Perfect Credit Monthly reporting to 4 major credit bureaus Quality Customer Service CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

New Millennium Bank Secured Platinum Visa® or MasterCard®

Guaranteed* Issue Complimentary Online Services for Account Management and Payments No Credit Check Be Approved Regardless of Income or Credit History Reports to the Three Major Credit Bureaus CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* 19.50%* $59.00* N/A* Bad Credit OK*

Applied Bank Secured Visa® Credit Card

9.99% Low Fixed APR - Rate Won't Change Even If You're Late! CHOOSE Your Credit Limit - Up To $1000* $0 Fraud Liability NO Credit Requirements NO Income Requirements ACCEPTED Worldwide at Million of Locations REPORTS to 3 Major Credit Bureaus CLICK HERE TO APPLY ONLINE *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* 9.99%* N/A* N/A* Bad Credit OK*

• You deposit money into a security deposit account. Your credit line will directly reflect the amount of your deposit.
• You can then make purchases with your card up to the amount you have in your security deposit account.
• You must pay at least the minimum payment before the due date each month. Paying off your credit card balance in full each month instead of carrying a balance may help. Your security deposit does not cover minimum payments.
• Based on your credit and payment history, you may qualify for an unsecured card at a later date.

Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.