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Orchard Bank® Classic MasterCards
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    Capital One® Classic Platinum Credit Card
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    Small Business Credit Cards

    Business Credit Cards









     Business credit cards are available for small and large business owners and their employees. Business credit cards can offer many features like, low introductory rates, cash back rebates, and travel rewards. Business credit cards also have many additional benefits like, keeping business expenses separate from personal expenses, special business rewards and/or savings, expense management reports, additional cards for employees, and higher credit limits. Browse our selection of business credit cards below and apply online. Secure online applications.

    Applied Bank® Visa® Business Card


    • Credit Limits available to $750
    • Sole Proprietors and Entrepreneurs Welcome - No Business Too Small!
    • Perfect for Your Everyday Business Needs
    • Great for Self-Employed Business Owners
    • Your Business Name on YOUR Business Card
    • CLICK HERE TO APPLY ONLINE

      *See Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    23.99*
    See Terms*
    No*
    Bad/Fair Credit*


    CitiBusiness® World Card


    • Designed for businesses with an established credit history
    • $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
    • 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
    • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    6 Months on purchases*
    13.24% (Variable)*
    None*
    Yes*
    Excellent Credit*


    AT&T Universal Business Rewards Card


    • Designed for businesses with an established credit history
    • 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
    • Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
    • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
    • No Annual Fee*
    • CLICK HERE TO APPLY ONLINE

      *See Card Terms and Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    6 months on purchases*
    14.24% (Variable)*
    None*
    Yes*
    Excellent Credit*


    Ink Cash(SM) Business Card


    • $250 cash back bonus after you spend $5,000 within 3 months!
    • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
    • 2% cash back on the first $25,000 spent annually on gas and dining
    • 1% cash back on all other card purchases with no limit to the amount you can earn
    • Cash back rewards do not expire
    • 0% Introductory APR for 6 months*
    • No Annual Fee*
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    6 months on purchases
    and balance transfers*
    13.24%-19.24% Variable*
    None*
    Yes*
    Excellent Credit*


    Ink(SM) Classic Business - Up to 25,000 Bonus Points


    • 25,000 bonus points after you spend $5,000 in the first 3 months!*
    • 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
    • 2X points per dollar on the first $25,000 spent annually on fuel and dining*
    • 1 point per dollar on all other card purchases with no limit on the amount you can earn*
    • Cash back rewards do not expire
    • 0% Introductory APR for 6 months*
    • No annual fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    6 months on purchases
    and balance transfers*
    13.24%-19.24% Variable*
    None*
    Yes*
    Excellent Credit*


    Ink(SM) Bold with Ultimate Rewards(SM)


    • 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
    • No limit to the number of points you can earn - and points do not expire
    • 5X points per dollar on the first $50,000 spent annually on eligible business purchases
    • No foreign transaction fees and Free Employee Cards
    • No interest or over limit fees
    • No Annual Fee in the first year - that's a $95 savings
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    $95.00*
    No*
    Excellent Credit*


    The NEW Business Gold Rewards Card® from American Express OPEN


    • Earn points even faster to get more rewards for your business
    • 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
    • One million rewards from over 500 brands
    • Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
    • 24/7 support for everything from identity theft to travel emergencies
    • $0 introductory annual fee for the first year, then $175
    • Get unlimited Additional Gold Cards for an additional annual membership fee of $50 - and this fee is waived for the first year
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    $0 intro for first year;
    $175 after that*
    N/A*
    Excellent Credit*


    The Business Platinum Card® from American Express OPEN


    • Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
    • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
    • Complimentary airport club access, including American Airlines Admirals Club® lounges
    • Concierge service to assist with your business needs from gift giving to dinner reservations
    • Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
    • The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
    • Enrollment in the Membership Rewards First® program
    • No pre-set spending limit*
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    $450.00*
    N/A*
    Excellent Credit*


    The Plum Card® from American Express OPEN


    • The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
    • Pay in full within ten days, get a 1.5% discount
    • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
    • $0 introductory annual fee for the first year, then $185
    • A powerful cash flow management tool
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    $0 intro for first year;
    $185 after that*
    N/A*
    Excellent Credit*


    SimplyCash® Business Card from American Express OPEN


    • Get 5% cash back on wireless services and office supply purchases*
    • Get 3% cash back on automobile gasoline*
    • Get 1% cash back on other purchases*
    • No limit to the amount of cash back you can earn
    • Cash back on purchases is automatically credited to your statement each month
    • Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
    • No annual membership fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0% on Purchases*
    Up to 12 Months*
    12.24%-19.24% Variable*
    None*
    N/A*
    Excellent Credit*


    Gold Delta SkyMiles® Business Credit Card from American Express OPEN


    • Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
    • Check your first bag free -for up to 8 people on your reservation-on every Delta flight
    • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
    • Priority Boarding and 20% In-Flight Savings
    • $0 intro annual fee for the first year, then $95
    • No annual fee for Additional Cards
    • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.24% - 19.24 % Variable*
    $0 intro for first year;
    $95 after that*
    N/A*
    Excellent Credit*


    Starwood Preferred Guest® Business Credit Card from American Express OPEN


    • Earn up to 25,000 Starpoints® - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
    • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
    • $0 introductory annual fee for the first year, then $65
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.24%-19.24% Variable*
    $0 intro for first year;
    $65 after that*
    Yes*
    Excellent Credit*


    FICO Credit Scores
    Excellent Credit 750-850
    Good Credit 660-749
    Fair Credit 620-659
    Bad/Poor Credit 350-619
    No Credit 0-0
    Do You Know Your Credit Score? Find Out Now!

    Get Your Triple Credit Score
    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
    your credit score will determine whether you will be approved for a credit card.
    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

     



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    See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Online " button you can review the credit card terms and conditions on the credit card issuer's web site.
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