FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
    Rates & Fees

MilestoneĀ® Mastercard® - 1.5% Cashback Rewards

Destiny Mastercard
  • $700 Credit Limit
  • No security deposit
  • Less than perfect credit is ok
    Rates & Fees

amex.us/dgrsvp RSVP Code



amex.us/dgrsvp is for those with a pre-approved invitation and a 14-character RSVP code. American Express uses an "Apply with Confidence" feature that performs a soft credit inquiry first, which does not affect your credit score, and a hard inquiry only occurs if you accept the card offer after approval.

Just like other personal Amex card offers that use an RSVP code, applying for the Delta SkyMiles® Gold American Express Card through amex.us/dgrsvp does not result in an immediate hard credit inquiry.

The process uses American Express's "Apply with Confidence" feature, which protects your credit score during the initial application phase.

How the RSVP application works

1. Enter your information: You visit the URL amex.us/dgrsvp and enter the unique 14-character RSVP code and your ZIP code from your invitation.

2. Submit the application: You will fill out a secure application with your personal and financial details.

3. Initial soft pull: Once submitted, Amex performs a soft inquiry on your credit report. This allows them to check your eligibility without leaving an entry on your credit file.

4. Receive a decision: You will get an immediate decision informing you if you have been approved for the card.

5. Accept the offer: If you are approved and wish to proceed, you must explicitly accept the card offer.

6. Hard inquiry is performed: Only after you accept the offer will American Express perform a hard inquiry on your credit report. This is when your credit score may be temporarily affected.

This process allows you to confirm your eligibility and review the offer details risk-free before a hard credit pull is ever performed.

CLICK HERE FOR MORE DETAILS AND TO APPLY ONLINE






FICO Credit Scores

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

Credit Score Facts

  1. Credit Scores range from 300-850, the higher the better.
  2. Most lenders base approval on your credit score.
  3. Higher Scores mean lower payments and better deals.
  4. Higher Scores mean Lower interest rates.
  5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

About Our Offers:

The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.