FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

Mission Lane Visa<sup>®</sup> Credit Card
  • No Annual Fee
  • Fair Credit
  • Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

Indigo<sup>®</sup> Mastercard<sup>®</sup> - $1,000 Credit Limit
  • Get the credit limit you deserve—$1,000 guaranteed if approved
    Rates & Fees

MilestoneĀ® Mastercard® - 1.5% Cashback Rewards

Destiny Mastercard
  • $700 Credit Limit
  • No security deposit
  • Less than perfect credit is ok
    Rates & Fees

amex.us/mygoldcard RSVP Code



amex.us/mygoldcard is a direct link to an American Express landing page specifically for pre-approved offers for the American Express® Gold Card, intended for individuals who have received a special invitation with a unique 14-character RSVP code. To apply, users must visit the URL, enter their RSVP code and ZIP code, complete the secure online application with necessary personal and financial details, and submit it for a decision which initially involves a soft credit inquiry.

How the RSVP process works

1. Enter your details: You navigate to the URL amex.us/mygoldcard and enter the 14-digit RSVP code and your ZIP code from the invitation you received.

2. Submit application: You complete a secure online application by providing personal information, such as your Social Security Number and annual income.

3. Soft inquiry performed: American Express performs a "soft inquiry" of your credit report. This initial check does not affect your credit score.

4. Receive a decision: Within minutes, you will receive a decision indicating if you are approved for the card. At this point, you will also be notified of the specific welcome offer you qualify for.

5. You accept the offer: If you are approved and choose to move forward, you must explicitly accept the offer.

6. Hard inquiry is triggered: It is only after you accept the offer that American Express conducts a hard inquiry on your credit report. This hard pull may cause a small, temporary dip in your credit score.

This process allows you to determine your eligibility for the American Express® Gold Card and see your welcome offer details risk-free, before any impact is made to your credit score.

CLICK HERE FOR MORE DETAILS AND TO APPLY ONLINE






FICO Credit Scores

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

Credit Score Facts

  1. Credit Scores range from 300-850, the higher the better.
  2. Most lenders base approval on your credit score.
  3. Higher Scores mean lower payments and better deals.
  4. Higher Scores mean Lower interest rates.
  5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

Advertiser Disclosure:

The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

About Our Offers:

The card offers that appear on this site are from companies from which Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.