Indigo® Mastercard® - $1,000 Credit Limit
The Indigo® Mastercard® offers a guaranteed credit limit of $1,000 if approved. This differs from the standard Indigo® Mastercard®, which typically offers a lower minimum limit of $700.
Here are the specific details about the Indigo® Mastercard® - $1,000 Credit Limit that guarantees a $1,000 credit limit upon approval.
Fees
These offers are unsecured cards for individuals with less-than-perfect credit and are known for high costs, which reduce your actual available credit.
- Annual Fee: Up to $250 for the first year. This fee is immediately deducted from your credit limit upon account opening ($250 the first year; $99 thereafter).
- Initial Available Credit: With a $1,000 credit limit and $250 annual fee, your initial available credit is only $750.
- Second-Year Fees: After the first year, the annual fee drops to $99, but a monthly maintenance fee of $19.25 is added.
Key Features
- Credit Reporting: Activity is reported to all three major credit bureaus (Equifax, Experian, and TransUnion), helping you build credit history with responsible use.
- No Security Deposit: The card is unsecured, so no deposit is required.
- Prequalification with No Credit Impact: You can check if you are pre-qualified for an Indigo® Mastercard® - $1,000 Credit Limit offer without affecting your credit score. A hard inquiry only occurs if you are approved and accept the offer.
Indigo® Mastercard® - $1,000 Credit Limit
- Get the credit limit you deserve—$1,000 guaranteed if approved
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Get the credit you deserve, even with less-than-perfect history.
- Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Don't Have Perfect Credit? No Problem!
- No security deposit, just purchasing power.
- CLICK HERE TO APPLY ONLINE
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FICO® Credit Scores
A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
What is a Credit Score?
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
FICO® Credit Score Facts
- Three-Digit Number: Summarizes your credit risk.
- Range: 300–850; higher scores = lower risk.
- Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
- Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
Security Notice: All participating issuers use secure application systems protected by Transport Layer Security (TLS) encryption to help protect your information.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
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