Indigo® Mastercard® for Less than Perfect Credit
The Indigo® Mastercard® for Less than Perfect Credit is designed for individuals with less than perfect credit who want to start rebuilding their credit history. With higher credit limits than before and no security deposit required, this card offers greater access to credit even if your score isn’t perfect.
Key Features of the Indigo® Mastercard® for Less than Perfect Credit
- Now with higher credit limits
- Increase your access to available credit
- No security deposit required
- Mobile account access anytime
- Account history reported to the three major U.S. credit bureaus
- Approval possible even with bad, poor, or fair credit
Before applying, you can check if you pre-qualify online. Pre-qualification helps you see your chances without affecting your credit score, giving you confidence before submitting a full application.
Interest Rates and Fees
Why Choose the Indigo® Mastercard® for Less than Perfect Credit?
If you’ve had trouble getting approved for other credit cards, the Indigo® Mastercard® for Less than Perfect Credit offers a second chance. It helps you rebuild credit by reporting your payments to all three major credit bureaus while giving you flexibility and mobile access to manage your account anytime. Higher credit limits mean you can access more credit responsibly as you work on improving your credit score.
Who is Eligible?
To qualify, you must:
- Be at least 18 years old with a valid U.S. Social Security Number and physical address
- Have a US IP address when applying
- Meet the credit qualification criteria including income and identity verification
- Not have an existing Indigo® Mastercard® account or a previously charged-off account
How to Apply
Applying is simple and online. Your credit report will be reviewed as part of the application process, but even with less than perfect credit, you still have a strong chance of approval.
Final Thoughts
The Indigo® Mastercard® for Less than Perfect Credit is a top choice if you need a credit card that helps rebuild credit while providing higher credit limits and no security deposit requirements. With proper management, this card can be your stepping stone to stronger financial health.
Indigo® Mastercard® for Less than Perfect Credit
- Get the credit limit you deserve—$700 guaranteed if approved
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Get the credit you deserve, even with less-than-perfect history.
- Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Don't Have Perfect Credit? No Problem!
- No security deposit, just purchasing power.
- CLICK HERE TO APPLY ONLINE
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FICO® Credit Scores
A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
What is a Credit Score?
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
FICO® Credit Score Facts
- Three-Digit Number: Summarizes your credit risk.
- Range: 300–850; higher scores = lower risk.
- Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
- Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
Security Notice: All participating issuers use secure application systems protected by Transport Layer Security (TLS) encryption to help protect your information.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
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